The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City
Examining how financial performance is affected by financial technology, financial inclusion, and financial literacy on the financial performance of M-SMEs in Pekalongan City is the goal of this study. Using the basic random selection technique, 100 respondents were chosen as samples for this invest...
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| Format: | Article |
| Language: | English |
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EDP Sciences
2025-01-01
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| Series: | SHS Web of Conferences |
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| Online Access: | https://www.shs-conferences.org/articles/shsconf/pdf/2025/08/shsconf_uiseb2025_03005.pdf |
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| author | Masrochah Maela Notoatmojo M. Iqbal |
| author_facet | Masrochah Maela Notoatmojo M. Iqbal |
| author_sort | Masrochah Maela |
| collection | DOAJ |
| description | Examining how financial performance is affected by financial technology, financial inclusion, and financial literacy on the financial performance of M-SMEs in Pekalongan City is the goal of this study. Using the basic random selection technique, 100 respondents were chosen as samples for this investigation. MSME actors in Pekalongan City were given questionnaires to complete in order to collect data, which was then analyzed using SPSS Statistics 25.0. The examination of data approach used in this study is multiple linear regression testing. The study’s findings largely indicate that while financial technology has little bearing on M-SMEs’ financial success, financial literacy and financial inclusion do. Financial technology, financial inclusion, and financial literacy all simultaneously impact M-SMEs’ financial success. |
| format | Article |
| id | doaj-art-3c6cceceb6fb4d5eba5c75a509c09ccc |
| institution | Kabale University |
| issn | 2261-2424 |
| language | English |
| publishDate | 2025-01-01 |
| publisher | EDP Sciences |
| record_format | Article |
| series | SHS Web of Conferences |
| spelling | doaj-art-3c6cceceb6fb4d5eba5c75a509c09ccc2025-08-20T03:24:15ZengEDP SciencesSHS Web of Conferences2261-24242025-01-012170300510.1051/shsconf/202521703005shsconf_uiseb2025_03005The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan CityMasrochah Maela0Notoatmojo M. Iqbal1Dekabita Faculty, ITS NUDekabita Faculty, ITS NUExamining how financial performance is affected by financial technology, financial inclusion, and financial literacy on the financial performance of M-SMEs in Pekalongan City is the goal of this study. Using the basic random selection technique, 100 respondents were chosen as samples for this investigation. MSME actors in Pekalongan City were given questionnaires to complete in order to collect data, which was then analyzed using SPSS Statistics 25.0. The examination of data approach used in this study is multiple linear regression testing. The study’s findings largely indicate that while financial technology has little bearing on M-SMEs’ financial success, financial literacy and financial inclusion do. Financial technology, financial inclusion, and financial literacy all simultaneously impact M-SMEs’ financial success.https://www.shs-conferences.org/articles/shsconf/pdf/2025/08/shsconf_uiseb2025_03005.pdffinancial literacyfinancial inclussionfinancial technologyfinancial perfomance of m-smes |
| spellingShingle | Masrochah Maela Notoatmojo M. Iqbal The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City SHS Web of Conferences financial literacy financial inclussion financial technology financial perfomance of m-smes |
| title | The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City |
| title_full | The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City |
| title_fullStr | The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City |
| title_full_unstemmed | The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City |
| title_short | The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City |
| title_sort | influence of financial literacy financial inclusion and financial technology on the financial performance of m smes in pekalongan city |
| topic | financial literacy financial inclussion financial technology financial perfomance of m-smes |
| url | https://www.shs-conferences.org/articles/shsconf/pdf/2025/08/shsconf_uiseb2025_03005.pdf |
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