Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights

Purpose: This study investigates the impact of control of corruption (COC) on nonperforming loans (NPLs) in South Asian countries. Methodology: The present study selected three South Asian countries (Pakistan, India, and Bangladesh) from 2000 to 2019. Further, the current research employed the fixed...

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Main Authors: Abdul Rehman, Waqas Mehmood, Ahnaf Ali Alsmady, Arshian Sharif
Format: Article
Language:English
Published: Elsevier 2024-12-01
Series:Research in Globalization
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Online Access:http://www.sciencedirect.com/science/article/pii/S2590051X24000509
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author Abdul Rehman
Waqas Mehmood
Ahnaf Ali Alsmady
Arshian Sharif
author_facet Abdul Rehman
Waqas Mehmood
Ahnaf Ali Alsmady
Arshian Sharif
author_sort Abdul Rehman
collection DOAJ
description Purpose: This study investigates the impact of control of corruption (COC) on nonperforming loans (NPLs) in South Asian countries. Methodology: The present study selected three South Asian countries (Pakistan, India, and Bangladesh) from 2000 to 2019. Further, the current research employed the fixed effect model (FEM) analysis on a sample of 81 conventional banks based in South Asian countries. Findings: The result reveals that control of corruption has a significant and negative association with NPLs, indicating that weak control of corruption would lead to an increase in NPLs in the sample countries. Implications: The findings provide insights to the policymakers in making strategic decisions about NPLs regarding control of corruption impact. Originality: The significant increase in NPLs is worrying as it may undermine banks’ ability to grant credit and support a country’s economic recovery. The increasing trend of NPL rates and limited studies in related literature assessing NPLs in the South Asian region has motivated this study, which examines the external and internal factors that may influence NPLs.
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spelling doaj-art-3a1ee733723b4ea2a017354c2aacba7a2025-08-20T02:35:00ZengElsevierResearch in Globalization2590-051X2024-12-01910024110.1016/j.resglo.2024.100241Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insightsAbdul Rehman0Waqas Mehmood1Ahnaf Ali Alsmady2Arshian Sharif3Department of Management Sciences, National College of Business Administration and Economics, Rahim Yar Khan, Pakistan; Corresponding author.Research Institute of Humanities & Social Sciences, University of Sharjah, United Arab EmiratesAccounting Department, Faculty of Business Administration, University of Tabuk, Tabuk, Saudi ArabiaDepartment of Economics and Finance, Sunway Business School, Sunway University, Subang Jaya, Malaysia; University of Economics and Human Sciences in Warsaw, Warsaw, Poland; College of International Studies, Korea University, Seoul, South KoreaPurpose: This study investigates the impact of control of corruption (COC) on nonperforming loans (NPLs) in South Asian countries. Methodology: The present study selected three South Asian countries (Pakistan, India, and Bangladesh) from 2000 to 2019. Further, the current research employed the fixed effect model (FEM) analysis on a sample of 81 conventional banks based in South Asian countries. Findings: The result reveals that control of corruption has a significant and negative association with NPLs, indicating that weak control of corruption would lead to an increase in NPLs in the sample countries. Implications: The findings provide insights to the policymakers in making strategic decisions about NPLs regarding control of corruption impact. Originality: The significant increase in NPLs is worrying as it may undermine banks’ ability to grant credit and support a country’s economic recovery. The increasing trend of NPL rates and limited studies in related literature assessing NPLs in the South Asian region has motivated this study, which examines the external and internal factors that may influence NPLs.http://www.sciencedirect.com/science/article/pii/S2590051X24000509Control of CorruptionCorruption Perception IndexNon-performing LoansBanksPakistanIndia and Bangladesh
spellingShingle Abdul Rehman
Waqas Mehmood
Ahnaf Ali Alsmady
Arshian Sharif
Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights
Research in Globalization
Control of Corruption
Corruption Perception Index
Non-performing Loans
Banks
Pakistan
India and Bangladesh
title Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights
title_full Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights
title_fullStr Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights
title_full_unstemmed Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights
title_short Corruption’s impact on non-performing loans of banks in emerging markets: Empirical insights
title_sort corruption s impact on non performing loans of banks in emerging markets empirical insights
topic Control of Corruption
Corruption Perception Index
Non-performing Loans
Banks
Pakistan
India and Bangladesh
url http://www.sciencedirect.com/science/article/pii/S2590051X24000509
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AT waqasmehmood corruptionsimpactonnonperformingloansofbanksinemergingmarketsempiricalinsights
AT ahnafalialsmady corruptionsimpactonnonperformingloansofbanksinemergingmarketsempiricalinsights
AT arshiansharif corruptionsimpactonnonperformingloansofbanksinemergingmarketsempiricalinsights