Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka

Background: As digital natives, Gen Zs are at the forefront of embracing cryptocurrencies for technological innovation and financial empowerment. This study is part of a larger effort to understand the evolving trends in the world of cryptocurrency, highlighting the need for more research in this a...

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Main Authors: Senuri Mallawaarachchi, Uvindu Hemachandra, Deshan Jayakody, Uththara Wickramarathne, Anuja Akalanka Lokeshwara, Gayan Chathuranga Bandara
Format: Article
Language:English
Published: Department of Mass Communication, University of Nigeria 2024-12-01
Series:Ianna Journal of Interdisciplinary Studies
Subjects:
Online Access:https://iannajournalofinterdisciplinarystudies.com/index.php/1/article/view/212
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author Senuri Mallawaarachchi
Uvindu Hemachandra
Deshan Jayakody
Uththara Wickramarathne
Anuja Akalanka Lokeshwara
Gayan Chathuranga Bandara
author_facet Senuri Mallawaarachchi
Uvindu Hemachandra
Deshan Jayakody
Uththara Wickramarathne
Anuja Akalanka Lokeshwara
Gayan Chathuranga Bandara
author_sort Senuri Mallawaarachchi
collection DOAJ
description Background: As digital natives, Gen Zs are at the forefront of embracing cryptocurrencies for technological innovation and financial empowerment. This study is part of a larger effort to understand the evolving trends in the world of cryptocurrency, highlighting the need for more research in this area. Objective: This study sought to explore the diverse challenges faced by Gen Zs while adapting to the usage of cryptocurrencies within the Sri Lankan context. Methodology: The researchers conducted this study using an inductive qualitative approach. Data were gathered through in-depth interviews with 24 participants, employing snowball sampling to recruit participants. The collected data were then analysed using thematic analysis, and the findings were presented in prose form. Results: The results of this study revealed three key themes that significantly impact the usage of cryptocurrency as a digital asset among Gen Zs in Sri Lanka: (i) Trust and security concerns, (ii) Market volatility and investment risks, (iii) Regulatory approach and cryptocurrency transactions. Conclusion: Although cryptocurrency has gained acceptance among Gen Zs, its usage is determined by factors that ensure that users harness its full benefits. Contribution: This study has revealed the diverse challenges that Gen Zs embraced when adopting cryptocurrencies.
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issn 2735-9883
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language English
publishDate 2024-12-01
publisher Department of Mass Communication, University of Nigeria
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series Ianna Journal of Interdisciplinary Studies
spelling doaj-art-3752cd5a12f445be80fba6aee4e98efa2025-08-20T02:58:30ZengDepartment of Mass Communication, University of NigeriaIanna Journal of Interdisciplinary Studies2735-98832735-98912024-12-0171Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri LankaSenuri Mallawaarachchi0https://orcid.org/0009-0000-8507-5252Uvindu Hemachandra1https://orcid.org/0009-0008-8295-9106Deshan Jayakody2https://orcid.org/0009-0000-4942-4582Uththara Wickramarathne3https://orcid.org/0009-0009-5441-2768Anuja Akalanka Lokeshwara4https://orcid.org/0000-0002-8888-5215Gayan Chathuranga Bandara5https://orcid.org/0000-0002-2710-5043SLIIT Business SchoolSLIIT Business SchoolSLIIT Business SchoolSLIIT Business SchoolSLIITSLIIT Business School Background: As digital natives, Gen Zs are at the forefront of embracing cryptocurrencies for technological innovation and financial empowerment. This study is part of a larger effort to understand the evolving trends in the world of cryptocurrency, highlighting the need for more research in this area. Objective: This study sought to explore the diverse challenges faced by Gen Zs while adapting to the usage of cryptocurrencies within the Sri Lankan context. Methodology: The researchers conducted this study using an inductive qualitative approach. Data were gathered through in-depth interviews with 24 participants, employing snowball sampling to recruit participants. The collected data were then analysed using thematic analysis, and the findings were presented in prose form. Results: The results of this study revealed three key themes that significantly impact the usage of cryptocurrency as a digital asset among Gen Zs in Sri Lanka: (i) Trust and security concerns, (ii) Market volatility and investment risks, (iii) Regulatory approach and cryptocurrency transactions. Conclusion: Although cryptocurrency has gained acceptance among Gen Zs, its usage is determined by factors that ensure that users harness its full benefits. Contribution: This study has revealed the diverse challenges that Gen Zs embraced when adopting cryptocurrencies. https://iannajournalofinterdisciplinarystudies.com/index.php/1/article/view/212challengescryptocurrencyGen ZSri Lanka
spellingShingle Senuri Mallawaarachchi
Uvindu Hemachandra
Deshan Jayakody
Uththara Wickramarathne
Anuja Akalanka Lokeshwara
Gayan Chathuranga Bandara
Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka
Ianna Journal of Interdisciplinary Studies
challenges
cryptocurrency
Gen Z
Sri Lanka
title Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka
title_full Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka
title_fullStr Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka
title_full_unstemmed Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka
title_short Decrypting the Digital Vault by Understanding Cryptocurrency Adoption Challenges Among Gen Z: Case of Sri Lanka
title_sort decrypting the digital vault by understanding cryptocurrency adoption challenges among gen z case of sri lanka
topic challenges
cryptocurrency
Gen Z
Sri Lanka
url https://iannajournalofinterdisciplinarystudies.com/index.php/1/article/view/212
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