Enhancing Financial Literacy to Promote Sustainability in MSMEs
This study seeks to determine the influence of financial literacy on the sustainability of MSME enterprises. The research is based on the phenomenon of poor business sustainability in Indonesian MSMEs. Using interviews and a survey of 400 respondents, this study discovered that MSME owners' fi...
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| Format: | Article |
| Language: | English |
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Program Studi Keuangan dan Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia
2024-12-01
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| Series: | Jurnal Ilmu Keuangan dan Perbankan |
| Online Access: | https://ojs.unikom.ac.id/index.php/jika/article/view/14393 |
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| _version_ | 1850101790842814464 |
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| author | Vina Anggilia Puspita Dito Rinaldo Gunardi Gunardi |
| author_facet | Vina Anggilia Puspita Dito Rinaldo Gunardi Gunardi |
| author_sort | Vina Anggilia Puspita |
| collection | DOAJ |
| description |
This study seeks to determine the influence of financial literacy on the sustainability of MSME enterprises. The research is based on the phenomenon of poor business sustainability in Indonesian MSMEs. Using interviews and a survey of 400 respondents, this study discovered that MSME owners' financial literacy remains low, which contributes to poor business financial management and has a substantial influence on firm sustainability. The regression test results show that there is a significant positive influence of the level of financial literacy on the sustainability of MSME businesses. This indicates the necessity for various parties to cooperate in providing substantial education on financial literacy to MSMEs to sustain and develop.
Keywords: Entrepreneurship; Financial Governance; Financial Literacy; Business Sustainability; MSMEs
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| format | Article |
| id | doaj-art-37375fdb2508428fa88dfd02ad4df29c |
| institution | DOAJ |
| issn | 2089-2845 2655-9234 |
| language | English |
| publishDate | 2024-12-01 |
| publisher | Program Studi Keuangan dan Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia |
| record_format | Article |
| series | Jurnal Ilmu Keuangan dan Perbankan |
| spelling | doaj-art-37375fdb2508428fa88dfd02ad4df29c2025-08-20T02:39:55ZengProgram Studi Keuangan dan Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer IndonesiaJurnal Ilmu Keuangan dan Perbankan2089-28452655-92342024-12-01141Enhancing Financial Literacy to Promote Sustainability in MSMEsVina Anggilia Puspita0Dito Rinaldo1Gunardi GunardiUniversitas Teknologi DigitalSekolah Tinggi Ilmu Ekonomi Ekuitas This study seeks to determine the influence of financial literacy on the sustainability of MSME enterprises. The research is based on the phenomenon of poor business sustainability in Indonesian MSMEs. Using interviews and a survey of 400 respondents, this study discovered that MSME owners' financial literacy remains low, which contributes to poor business financial management and has a substantial influence on firm sustainability. The regression test results show that there is a significant positive influence of the level of financial literacy on the sustainability of MSME businesses. This indicates the necessity for various parties to cooperate in providing substantial education on financial literacy to MSMEs to sustain and develop. Keywords: Entrepreneurship; Financial Governance; Financial Literacy; Business Sustainability; MSMEs https://ojs.unikom.ac.id/index.php/jika/article/view/14393 |
| spellingShingle | Vina Anggilia Puspita Dito Rinaldo Gunardi Gunardi Enhancing Financial Literacy to Promote Sustainability in MSMEs Jurnal Ilmu Keuangan dan Perbankan |
| title | Enhancing Financial Literacy to Promote Sustainability in MSMEs |
| title_full | Enhancing Financial Literacy to Promote Sustainability in MSMEs |
| title_fullStr | Enhancing Financial Literacy to Promote Sustainability in MSMEs |
| title_full_unstemmed | Enhancing Financial Literacy to Promote Sustainability in MSMEs |
| title_short | Enhancing Financial Literacy to Promote Sustainability in MSMEs |
| title_sort | enhancing financial literacy to promote sustainability in msmes |
| url | https://ojs.unikom.ac.id/index.php/jika/article/view/14393 |
| work_keys_str_mv | AT vinaanggiliapuspita enhancingfinancialliteracytopromotesustainabilityinmsmes AT ditorinaldo enhancingfinancialliteracytopromotesustainabilityinmsmes AT gunardigunardi enhancingfinancialliteracytopromotesustainabilityinmsmes |