Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method

Financial performance is essential for banking institutions. Good financial performance can increase public confidence in investing capital and applying for financing to banks. This research aims to evaluate the financial performance of Bank Syariah Indonesia after the merger. This research uses a d...

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Main Authors: Izzatul Maula Fi Amanillah, Abd. Ghofur, Nailin Nikmatul Maulidiyah
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2024-04-01
Series:Jurnal Perbankan Syariah
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1743
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author Izzatul Maula Fi Amanillah
Abd. Ghofur
Nailin Nikmatul Maulidiyah
author_facet Izzatul Maula Fi Amanillah
Abd. Ghofur
Nailin Nikmatul Maulidiyah
author_sort Izzatul Maula Fi Amanillah
collection DOAJ
description Financial performance is essential for banking institutions. Good financial performance can increase public confidence in investing capital and applying for financing to banks. This research aims to evaluate the financial performance of Bank Syariah Indonesia after the merger. This research uses a descriptive quantitative approach with data sources in the form of secondary data. The data collection technique uses documentation from Bank Syariah Indonesia's financial reports for 2021-2023. The data analysis technique uses the CAMEL method: capital, assets, management, earnings and liquidity. The research results show that the capital aspect from 2021 to 2023 falls within the excellent criteria. The asset aspect from 2021 to 2023 is included in the excellent criteria. The management aspect from 2021 to 2023 falls into the suitable criteria. The earnings aspect from 2021 to 2023 is included in the excellent criteria. The excellent criteria include the liquidity aspect from 2021 to 2023. Bank Syariah Indonesia's financial performance after the merger from 2021 to 2023 is healthy. This research can be used as reference material for evaluating Bank Syariah Indonesia and improving its financial performance in the future. Then, it can also be a reference for stakeholders in making decisions.
format Article
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institution DOAJ
issn 2721-6241
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language English
publishDate 2024-04-01
publisher LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis
record_format Article
series Jurnal Perbankan Syariah
spelling doaj-art-36f9c11cd6af49dda88ec88e8f4e9eae2025-08-20T02:54:37ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942024-04-0151385410.46367/jps.v5i1.17431743Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel MethodIzzatul Maula Fi Amanillah0Abd. Ghofur1Nailin Nikmatul Maulidiyah2Universitas Islam Zainul Hasan Genggong, Probolinggo, IndonesiaUniversitas Islam Zainul Hasan Genggong, Probolinggo, IndonesiaUniversitas Islam Zainul Hasan Genggong, Probolinggo, IndonesiaFinancial performance is essential for banking institutions. Good financial performance can increase public confidence in investing capital and applying for financing to banks. This research aims to evaluate the financial performance of Bank Syariah Indonesia after the merger. This research uses a descriptive quantitative approach with data sources in the form of secondary data. The data collection technique uses documentation from Bank Syariah Indonesia's financial reports for 2021-2023. The data analysis technique uses the CAMEL method: capital, assets, management, earnings and liquidity. The research results show that the capital aspect from 2021 to 2023 falls within the excellent criteria. The asset aspect from 2021 to 2023 is included in the excellent criteria. The management aspect from 2021 to 2023 falls into the suitable criteria. The earnings aspect from 2021 to 2023 is included in the excellent criteria. The excellent criteria include the liquidity aspect from 2021 to 2023. Bank Syariah Indonesia's financial performance after the merger from 2021 to 2023 is healthy. This research can be used as reference material for evaluating Bank Syariah Indonesia and improving its financial performance in the future. Then, it can also be a reference for stakeholders in making decisions.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1743financial performanceislamic bankingcamel
spellingShingle Izzatul Maula Fi Amanillah
Abd. Ghofur
Nailin Nikmatul Maulidiyah
Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method
Jurnal Perbankan Syariah
financial performance
islamic banking
camel
title Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method
title_full Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method
title_fullStr Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method
title_full_unstemmed Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method
title_short Evaluation Of The Financial Performance Of Bank Syariah Indonesia Using The Camel Method
title_sort evaluation of the financial performance of bank syariah indonesia using the camel method
topic financial performance
islamic banking
camel
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/1743
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AT abdghofur evaluationofthefinancialperformanceofbanksyariahindonesiausingthecamelmethod
AT nailinnikmatulmaulidiyah evaluationofthefinancialperformanceofbanksyariahindonesiausingthecamelmethod