Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak

This study investigates the impact of the COVID-19 pandemic on the efficiency of Islamic and conventional banks, focusing on Middle Eastern and North African (MENA) countries. Analyzing a sample of 134 banks across 10 MENA nations from 2011 to 2021, we evaluate technical efficiency scores (including...

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Main Authors: Naima Lassoued, Imen Khanchel, Wiem Saidani
Format: Article
Language:English
Published: SAGE Publishing 2025-01-01
Series:SAGE Open
Online Access:https://doi.org/10.1177/21582440241309726
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author Naima Lassoued
Imen Khanchel
Wiem Saidani
author_facet Naima Lassoued
Imen Khanchel
Wiem Saidani
author_sort Naima Lassoued
collection DOAJ
description This study investigates the impact of the COVID-19 pandemic on the efficiency of Islamic and conventional banks, focusing on Middle Eastern and North African (MENA) countries. Analyzing a sample of 134 banks across 10 MENA nations from 2011 to 2021, we evaluate technical efficiency scores (including global technical efficiency, pure technical efficiency, and scale efficiency) utilizing Data Envelopment Analysis (DEA) followed by Tobit random effect regression. Our results show that conventional banks exhibited superior technical efficiency compared to Islamic banks during the COVID-19 crisis. Furthermore, these findings were consistently validated through various robustness tests, confirming the reliability of the results.
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institution Kabale University
issn 2158-2440
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spelling doaj-art-333cbc33b4614465b7bcb75965ddfeda2025-01-27T15:03:57ZengSAGE PublishingSAGE Open2158-24402025-01-011510.1177/21582440241309726Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 OutbreakNaima Lassoued0Imen Khanchel1Wiem Saidani2QuAnLab LR24ES21, ESCT, University of Manouba, TunisiaLARIME LR11ES02, ESSECT University, University of Tunis, TunisiaHigher School of Commerce of Tunis, University of Manouba, TunisiaThis study investigates the impact of the COVID-19 pandemic on the efficiency of Islamic and conventional banks, focusing on Middle Eastern and North African (MENA) countries. Analyzing a sample of 134 banks across 10 MENA nations from 2011 to 2021, we evaluate technical efficiency scores (including global technical efficiency, pure technical efficiency, and scale efficiency) utilizing Data Envelopment Analysis (DEA) followed by Tobit random effect regression. Our results show that conventional banks exhibited superior technical efficiency compared to Islamic banks during the COVID-19 crisis. Furthermore, these findings were consistently validated through various robustness tests, confirming the reliability of the results.https://doi.org/10.1177/21582440241309726
spellingShingle Naima Lassoued
Imen Khanchel
Wiem Saidani
Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak
SAGE Open
title Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak
title_full Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak
title_fullStr Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak
title_full_unstemmed Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak
title_short Comparative Study on the Efficiency of Islamic Banks and Conventional Banks During the COVID-19 Outbreak
title_sort comparative study on the efficiency of islamic banks and conventional banks during the covid 19 outbreak
url https://doi.org/10.1177/21582440241309726
work_keys_str_mv AT naimalassoued comparativestudyontheefficiencyofislamicbanksandconventionalbanksduringthecovid19outbreak
AT imenkhanchel comparativestudyontheefficiencyofislamicbanksandconventionalbanksduringthecovid19outbreak
AT wiemsaidani comparativestudyontheefficiencyofislamicbanksandconventionalbanksduringthecovid19outbreak