Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market

Purpose: This study examines the volatility and risk-adjusted returns of all open-ended mutual funds in Pakistan over the short-term (90 days) and long-term (365 days) periods. It uses the Sharpe ratio as the primary performance metric. Its purpose is to analyze the open-ended fund behavior across...

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Main Authors: Ayesha Muqadas, Zartashia Hameed, Muhammad Aaqib, Areeba Nasreen
Format: Article
Language:English
Published: CSRC Publishing 2025-03-01
Series:Journal of Accounting and Finance in Emerging Economies
Subjects:
Online Access:https://publishing.globalcsrc.org/ojs/index.php/jafee/article/view/3315
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author Ayesha Muqadas
Zartashia Hameed
Muhammad Aaqib
Areeba Nasreen
author_facet Ayesha Muqadas
Zartashia Hameed
Muhammad Aaqib
Areeba Nasreen
author_sort Ayesha Muqadas
collection DOAJ
description Purpose: This study examines the volatility and risk-adjusted returns of all open-ended mutual funds in Pakistan over the short-term (90 days) and long-term (365 days) periods. It uses the Sharpe ratio as the primary performance metric. Its purpose is to analyze the open-ended fund behavior across different time horizons and categories. Design/Methodology/Approach: The data is extracted from the MUFAP for the year 2024 and utilizes the Sharpe Ratio for the comparison of the risk-adjusted performance among fund types, including equity and allocation funds. Findings: The findings show that generally long-term investments give higher and more stable risk-adjusted returns as compared to short-term, which are marked by high volatility. Equity funds display the widest performance range, with outcomes ranging from exceptional gains to heavy losses. Allocation funds give moderate and more consistent returns, whereas cash funds and fixed income offer low but stable performance. Implications/Originality/Value: The results show the significance of long-term investing and informed fund selection in emerging markets like Pakistan. This study contributes to the existing literature on mutual fund performance in Pakistan by comparing the performance over short and long-term periods and provides practical insights for investors and policymakers.
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issn 2519-0318
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language English
publishDate 2025-03-01
publisher CSRC Publishing
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series Journal of Accounting and Finance in Emerging Economies
spelling doaj-art-3151f2103351411dafbb9c02f0dc13ae2025-08-20T02:22:55ZengCSRC PublishingJournal of Accounting and Finance in Emerging Economies2519-03182518-84882025-03-0111110.26710/jafee.v11i1.3315Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund MarketAyesha Muqadas0Zartashia Hameed1Muhammad Aaqib2Areeba Nasreen3Heavy Industries Taxila Education City (HITEC) University Taxila, PakistanHeavy Industries Taxila Education City (HITEC) University Taxila, PakistanHeavy Industries Taxila Education City (HITEC) University Taxila, PakistanHeavy Industries Taxila Education City (HITEC) University Taxila, Pakistan Purpose: This study examines the volatility and risk-adjusted returns of all open-ended mutual funds in Pakistan over the short-term (90 days) and long-term (365 days) periods. It uses the Sharpe ratio as the primary performance metric. Its purpose is to analyze the open-ended fund behavior across different time horizons and categories. Design/Methodology/Approach: The data is extracted from the MUFAP for the year 2024 and utilizes the Sharpe Ratio for the comparison of the risk-adjusted performance among fund types, including equity and allocation funds. Findings: The findings show that generally long-term investments give higher and more stable risk-adjusted returns as compared to short-term, which are marked by high volatility. Equity funds display the widest performance range, with outcomes ranging from exceptional gains to heavy losses. Allocation funds give moderate and more consistent returns, whereas cash funds and fixed income offer low but stable performance. Implications/Originality/Value: The results show the significance of long-term investing and informed fund selection in emerging markets like Pakistan. This study contributes to the existing literature on mutual fund performance in Pakistan by comparing the performance over short and long-term periods and provides practical insights for investors and policymakers. https://publishing.globalcsrc.org/ojs/index.php/jafee/article/view/3315Mutual FundsRisk-Adjusted Returns VolatilitySharpe Ratio Open-Ended Funds
spellingShingle Ayesha Muqadas
Zartashia Hameed
Muhammad Aaqib
Areeba Nasreen
Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market
Journal of Accounting and Finance in Emerging Economies
Mutual Funds
Risk-Adjusted Returns Volatility
Sharpe Ratio Open-Ended Funds
title Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market
title_full Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market
title_fullStr Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market
title_full_unstemmed Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market
title_short Mutual Funds Volatility and Risk-Adjusted Returns: Evidence from the Pakistani Open-Ended Fund Market
title_sort mutual funds volatility and risk adjusted returns evidence from the pakistani open ended fund market
topic Mutual Funds
Risk-Adjusted Returns Volatility
Sharpe Ratio Open-Ended Funds
url https://publishing.globalcsrc.org/ojs/index.php/jafee/article/view/3315
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AT zartashiahameed mutualfundsvolatilityandriskadjustedreturnsevidencefromthepakistaniopenendedfundmarket
AT muhammadaaqib mutualfundsvolatilityandriskadjustedreturnsevidencefromthepakistaniopenendedfundmarket
AT areebanasreen mutualfundsvolatilityandriskadjustedreturnsevidencefromthepakistaniopenendedfundmarket