IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA

The article discusses methodological issues of designing the imitation model for identifying the level of balanced debt of Russian banks' borrowers. The imitation model advanced by the author gives an opportunity to take into account the impact of uncertain factors of the environment on economy...

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Main Author: Denis V. Domashchenko
Format: Article
Language:Russian
Published: Plekhanov Russian University of Economics 2017-09-01
Series:Вестник Российского экономического университета имени Г. В. Плеханова
Subjects:
Online Access:https://vest.rea.ru/jour/article/view/116
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author Denis V. Domashchenko
author_facet Denis V. Domashchenko
author_sort Denis V. Domashchenko
collection DOAJ
description The article discusses methodological issues of designing the imitation model for identifying the level of balanced debt of Russian banks' borrowers. The imitation model advanced by the author gives an opportunity to take into account the impact of uncertain factors of the environment on economy and banking business and to find disproportions in the banking system to take steps for their elimination. Calculations made by the author with the help of the said model show growing processes of deleverage in the private sector. At the same time the balanced level of client debt to banks can reduce by 6-10 trillion rubles without interest rate and foreign currency re-estimation in conditions of oil prices going lower than 40USD per barrel.
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publisher Plekhanov Russian University of Economics
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series Вестник Российского экономического университета имени Г. В. Плеханова
spelling doaj-art-2e5a1580b8544e7fb6074bbec438e3af2025-08-20T03:20:26ZrusPlekhanov Russian University of EconomicsВестник Российского экономического университета имени Г. В. Плеханова2413-28292587-92512017-09-0101273410.21686/2413-2829-2016-1-27-34115IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIADenis V. Domashchenko0Plekhanov Russian University of EconomicsThe article discusses methodological issues of designing the imitation model for identifying the level of balanced debt of Russian banks' borrowers. The imitation model advanced by the author gives an opportunity to take into account the impact of uncertain factors of the environment on economy and banking business and to find disproportions in the banking system to take steps for their elimination. Calculations made by the author with the help of the said model show growing processes of deleverage in the private sector. At the same time the balanced level of client debt to banks can reduce by 6-10 trillion rubles without interest rate and foreign currency re-estimation in conditions of oil prices going lower than 40USD per barrel.https://vest.rea.ru/jour/article/view/116imitation modelingcredit debtfinance instabilitybanking systemliquidityoil prices
spellingShingle Denis V. Domashchenko
IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA
Вестник Российского экономического университета имени Г. В. Плеханова
imitation modeling
credit debt
finance instability
banking system
liquidity
oil prices
title IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA
title_full IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA
title_fullStr IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA
title_full_unstemmed IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA
title_short IMITATION MODELING FOR ASSESSING THE LEVEL OF BALANCED DEBT OF THE BANKING SYSTEM CLIENTS IN RUSSIA
title_sort imitation modeling for assessing the level of balanced debt of the banking system clients in russia
topic imitation modeling
credit debt
finance instability
banking system
liquidity
oil prices
url https://vest.rea.ru/jour/article/view/116
work_keys_str_mv AT denisvdomashchenko imitationmodelingforassessingthelevelofbalanceddebtofthebankingsystemclientsinrussia