A Structural Model for Customer Perceived Value in E-banking Service

The primary goal of this research was to investigate the evolution of customer perceived value in the e-banking service industry through understanding the impacts of service quality dimensions and perceived risk. This study used the convenience sampling technique to survey 700 bank customers in Camb...

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Main Authors: Long Kim, Teerasak Jindabot, Sook Fern Yeo, Kanyanit Wichianrat
Format: Article
Language:English
Published: SAGE Publishing 2025-09-01
Series:Vikalpa
Online Access:https://doi.org/10.1177/02560909251348705
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author Long Kim
Teerasak Jindabot
Sook Fern Yeo
Kanyanit Wichianrat
author_facet Long Kim
Teerasak Jindabot
Sook Fern Yeo
Kanyanit Wichianrat
author_sort Long Kim
collection DOAJ
description The primary goal of this research was to investigate the evolution of customer perceived value in the e-banking service industry through understanding the impacts of service quality dimensions and perceived risk. This study used the convenience sampling technique to survey 700 bank customers in Cambodia. Furthermore, the study used the structural equation model to analyse the data. The results reveal that staff behaviour, physical evidence and IT transaction showed significant effects on perceived risk. Finally, only physical evidence and IT transaction were found to have significant effects on customer perceived value.
format Article
id doaj-art-2d3242e69cc94ba0a2281ab3bb2d3839
institution Kabale University
issn 0256-0909
2395-3799
language English
publishDate 2025-09-01
publisher SAGE Publishing
record_format Article
series Vikalpa
spelling doaj-art-2d3242e69cc94ba0a2281ab3bb2d38392025-08-21T12:03:44ZengSAGE PublishingVikalpa0256-09092395-37992025-09-015010.1177/02560909251348705A Structural Model for Customer Perceived Value in E-banking ServiceLong Kim0Teerasak Jindabot1Sook Fern Yeo2Kanyanit Wichianrat3Center of Excellence in Logistics and Business Analytics (LOGBIZ), School of Accountancy and Finance, Walailak University, Thai Buri, Nakhon Si Thammarat, ThailandManagement Sciences, Prince of Songkla University, Hat Yai, Songkhla, ThailandMultimedia University, Malacca, MalaysiaFaculty of Economics and Business Administration, Thaksin University, ThailandThe primary goal of this research was to investigate the evolution of customer perceived value in the e-banking service industry through understanding the impacts of service quality dimensions and perceived risk. This study used the convenience sampling technique to survey 700 bank customers in Cambodia. Furthermore, the study used the structural equation model to analyse the data. The results reveal that staff behaviour, physical evidence and IT transaction showed significant effects on perceived risk. Finally, only physical evidence and IT transaction were found to have significant effects on customer perceived value.https://doi.org/10.1177/02560909251348705
spellingShingle Long Kim
Teerasak Jindabot
Sook Fern Yeo
Kanyanit Wichianrat
A Structural Model for Customer Perceived Value in E-banking Service
Vikalpa
title A Structural Model for Customer Perceived Value in E-banking Service
title_full A Structural Model for Customer Perceived Value in E-banking Service
title_fullStr A Structural Model for Customer Perceived Value in E-banking Service
title_full_unstemmed A Structural Model for Customer Perceived Value in E-banking Service
title_short A Structural Model for Customer Perceived Value in E-banking Service
title_sort structural model for customer perceived value in e banking service
url https://doi.org/10.1177/02560909251348705
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