The impact of FinTech on bank performance: A systematic literature review
This paper investigates the impact of financial technology (FinTech) on bank performance through a comprehensive bibliometric analysis of publications from the Web of Science Core Collection Database published between 2015 and July 2024. The study employs the R-package litsearchr for keyword search...
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| Format: | Article |
| Language: | English |
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Elsevier
2025-12-01
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| Series: | Digital Business |
| Subjects: | |
| Online Access: | http://www.sciencedirect.com/science/article/pii/S2666954425000262 |
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| _version_ | 1850111152086843392 |
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| author | Feng Xu Yuliya Kasperskaya Marti Sagarra |
| author_facet | Feng Xu Yuliya Kasperskaya Marti Sagarra |
| author_sort | Feng Xu |
| collection | DOAJ |
| description | This paper investigates the impact of financial technology (FinTech) on bank performance through a comprehensive bibliometric analysis of publications from the Web of Science Core Collection Database published between 2015 and July 2024. The study employs the R-package litsearchr for keyword search string development and uses VosViewer and Bibliometrix for science mapping and network analysis. The research addresses five key questions, including research trends, influential authors and sources, geographical influences, notable research clusters, and the aspects of bank performance affected by FinTech. The paper proposes four future research directions, suggesting the exploration of alternative bank performance metrics, greater regional focus, the investigation of emerging themes such as financial inclusion and the role of entrepreneurship, and advances in methodologies. This article contributes to significantly enhancing the understanding of how FinTech is reshaping the banking industry and providing a robust foundation for future research to build upon, making it a valuable resource for both academics and practitioners interested in the intersection of technology and finance. |
| format | Article |
| id | doaj-art-2ac45dc1bf8d4e239bfaa06217ed1ada |
| institution | OA Journals |
| issn | 2666-9544 |
| language | English |
| publishDate | 2025-12-01 |
| publisher | Elsevier |
| record_format | Article |
| series | Digital Business |
| spelling | doaj-art-2ac45dc1bf8d4e239bfaa06217ed1ada2025-08-20T02:37:41ZengElsevierDigital Business2666-95442025-12-015210013110.1016/j.digbus.2025.100131The impact of FinTech on bank performance: A systematic literature reviewFeng Xu0Yuliya Kasperskaya1Marti Sagarra2Corresponding author at: Universitat de Barcelona, Business Department, Avda. Diagonal, 690, 08034 Barcelona, Spain.; University of Barcelona, SpainUniversity of Barcelona, SpainUniversity of Barcelona, SpainThis paper investigates the impact of financial technology (FinTech) on bank performance through a comprehensive bibliometric analysis of publications from the Web of Science Core Collection Database published between 2015 and July 2024. The study employs the R-package litsearchr for keyword search string development and uses VosViewer and Bibliometrix for science mapping and network analysis. The research addresses five key questions, including research trends, influential authors and sources, geographical influences, notable research clusters, and the aspects of bank performance affected by FinTech. The paper proposes four future research directions, suggesting the exploration of alternative bank performance metrics, greater regional focus, the investigation of emerging themes such as financial inclusion and the role of entrepreneurship, and advances in methodologies. This article contributes to significantly enhancing the understanding of how FinTech is reshaping the banking industry and providing a robust foundation for future research to build upon, making it a valuable resource for both academics and practitioners interested in the intersection of technology and finance.http://www.sciencedirect.com/science/article/pii/S2666954425000262FinTechBank performanceBibliometric analysisDigital bankingFinancial inclusionPeer-to-peer lending |
| spellingShingle | Feng Xu Yuliya Kasperskaya Marti Sagarra The impact of FinTech on bank performance: A systematic literature review Digital Business FinTech Bank performance Bibliometric analysis Digital banking Financial inclusion Peer-to-peer lending |
| title | The impact of FinTech on bank performance: A systematic literature review |
| title_full | The impact of FinTech on bank performance: A systematic literature review |
| title_fullStr | The impact of FinTech on bank performance: A systematic literature review |
| title_full_unstemmed | The impact of FinTech on bank performance: A systematic literature review |
| title_short | The impact of FinTech on bank performance: A systematic literature review |
| title_sort | impact of fintech on bank performance a systematic literature review |
| topic | FinTech Bank performance Bibliometric analysis Digital banking Financial inclusion Peer-to-peer lending |
| url | http://www.sciencedirect.com/science/article/pii/S2666954425000262 |
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