Analyzing the Relationship between Financial Digitalization and Investment Opportunity set

The purpose of the study is to reveal the nature of the relationship between financial digitalization approved by nonfinancial institutions such as communication companies (mobile phones) and the size of growth in their investment opportunities. The study sought to analyze the volume of financial ex...

Full description

Saved in:
Bibliographic Details
Main Authors: A. H. Hindi Al-Ali, S. S. Sarhan Al-Ruaziq
Format: Article
Language:Russian
Published: Government of the Russian Federation, Financial University 2025-03-01
Series:Финансы: теория и практика
Subjects:
Online Access:https://financetp.fa.ru/jour/article/view/3454
Tags: Add Tag
No Tags, Be the first to tag this record!
_version_ 1849409909932687360
author A. H. Hindi Al-Ali
S. S. Sarhan Al-Ruaziq
author_facet A. H. Hindi Al-Ali
S. S. Sarhan Al-Ruaziq
author_sort A. H. Hindi Al-Ali
collection DOAJ
description The purpose of the study is to reveal the nature of the relationship between financial digitalization approved by nonfinancial institutions such as communication companies (mobile phones) and the size of growth in their investment opportunities. The study sought to analyze the volume of financial exchange resulting from some banking activities adopted by the aforementioned companies through their operations Operational, in a step to facilitate the lives of its customers by providing electronic financial wallets licensed by the Central Bank of Iraq that allow them to deposit, withdrawal and transfer funds. In the current study, the comparative analytical approach was adopted for the study sample which are the two companies: Asia Cell and Zain Iraq, for the period from (January 2018 to December 2022), and the necessary data was obtained from the statistical publications of the Central Bank of Iraq, and the data published in Iraq Stock Exchange market, and this data was processed financially according to mathematical equations to measure the variables of the study, and statistically through the program (SPSS-V: 22) to reach the desired goals. The study reached a number of results, the most important of which is the significant increase in the growth of digitalization of banking business adopted by the two communication companies (study sample) during the specified period despite the clear discrepancy between them, as well as the clear growth in increasing their investment opportunities for the same period. The most important recommendations were the need to work on increasing the banking financial services provided by these companies through their electronic applications, in addition to encouraging mobile phone users to benefit from the banking services provided to them through the electronic applications approved by them, which are (Zain Cash & Asia Hawala).
format Article
id doaj-art-22a64ee6b676487dbe3d33c1430f8b31
institution Kabale University
issn 2587-5671
2587-7089
language Russian
publishDate 2025-03-01
publisher Government of the Russian Federation, Financial University
record_format Article
series Финансы: теория и практика
spelling doaj-art-22a64ee6b676487dbe3d33c1430f8b312025-08-20T03:35:20ZrusGovernment of the Russian Federation, Financial UniversityФинансы: теория и практика2587-56712587-70892025-03-012919710510.26794/2587-5671-2025-29-1-97-1051239Analyzing the Relationship between Financial Digitalization and Investment Opportunity setA. H. Hindi Al-Ali0S. S. Sarhan Al-Ruaziq1University of KufaUniversity of KufaThe purpose of the study is to reveal the nature of the relationship between financial digitalization approved by nonfinancial institutions such as communication companies (mobile phones) and the size of growth in their investment opportunities. The study sought to analyze the volume of financial exchange resulting from some banking activities adopted by the aforementioned companies through their operations Operational, in a step to facilitate the lives of its customers by providing electronic financial wallets licensed by the Central Bank of Iraq that allow them to deposit, withdrawal and transfer funds. In the current study, the comparative analytical approach was adopted for the study sample which are the two companies: Asia Cell and Zain Iraq, for the period from (January 2018 to December 2022), and the necessary data was obtained from the statistical publications of the Central Bank of Iraq, and the data published in Iraq Stock Exchange market, and this data was processed financially according to mathematical equations to measure the variables of the study, and statistically through the program (SPSS-V: 22) to reach the desired goals. The study reached a number of results, the most important of which is the significant increase in the growth of digitalization of banking business adopted by the two communication companies (study sample) during the specified period despite the clear discrepancy between them, as well as the clear growth in increasing their investment opportunities for the same period. The most important recommendations were the need to work on increasing the banking financial services provided by these companies through their electronic applications, in addition to encouraging mobile phone users to benefit from the banking services provided to them through the electronic applications approved by them, which are (Zain Cash & Asia Hawala).https://financetp.fa.ru/jour/article/view/3454financial digitalizationinvestment opportunities setmobile communication companieszain cashasia hawala
spellingShingle A. H. Hindi Al-Ali
S. S. Sarhan Al-Ruaziq
Analyzing the Relationship between Financial Digitalization and Investment Opportunity set
Финансы: теория и практика
financial digitalization
investment opportunities set
mobile communication companies
zain cash
asia hawala
title Analyzing the Relationship between Financial Digitalization and Investment Opportunity set
title_full Analyzing the Relationship between Financial Digitalization and Investment Opportunity set
title_fullStr Analyzing the Relationship between Financial Digitalization and Investment Opportunity set
title_full_unstemmed Analyzing the Relationship between Financial Digitalization and Investment Opportunity set
title_short Analyzing the Relationship between Financial Digitalization and Investment Opportunity set
title_sort analyzing the relationship between financial digitalization and investment opportunity set
topic financial digitalization
investment opportunities set
mobile communication companies
zain cash
asia hawala
url https://financetp.fa.ru/jour/article/view/3454
work_keys_str_mv AT ahhindialali analyzingtherelationshipbetweenfinancialdigitalizationandinvestmentopportunityset
AT sssarhanalruaziq analyzingtherelationshipbetweenfinancialdigitalizationandinvestmentopportunityset