Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance

This research explores the perspectives of Quraish Shihab and Yusuf Qaradhawi on the concepts of usury and interest in the context of Islamic finance. Through a literature review methodology, the study provides a descriptive analysis of their viewpoints as presented in various sources, such as books...

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Main Authors: Dedeng Sehabudin, Lamlam Pahala, Sri Rahayu, Kurganov Maksim Vladimirovich
Format: Article
Language:English
Published: Muhammadiyah University Press 2024-02-01
Series:Journal of Islamic Economic Laws
Subjects:
Online Access:https://journals2.ums.ac.id/index.php/jisel/article/view/3189
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author Dedeng Sehabudin
Lamlam Pahala
Sri Rahayu
Kurganov Maksim Vladimirovich
author_facet Dedeng Sehabudin
Lamlam Pahala
Sri Rahayu
Kurganov Maksim Vladimirovich
author_sort Dedeng Sehabudin
collection DOAJ
description This research explores the perspectives of Quraish Shihab and Yusuf Qaradhawi on the concepts of usury and interest in the context of Islamic finance. Through a literature review methodology, the study provides a descriptive analysis of their viewpoints as presented in various sources, such as books, scholarly works, and related literature. Quraish Shihab's perspective revolves around the intrinsic injustice associated with prohibited usury. He contends that usury involves elements of oppression, exploitation, and duplication, emphasizing the simultaneous taking of excess with debt. Quraish Shihab's view positions usury as a system that perpetuates injustice through its exploitative nature. In contrast, Yusuf Qaradhawi offers a different interpretation, characterizing bank interest as an additional value determined by the payer. Yusuf Qaradhawi introduces a pragmatic dimension by highlighting that, in the case of non-repayment, the debt's amount increases at the specified payment time. This perspective suggests a more flexible approach, where interest is seen as a consequence of delayed repayment rather than an inherently unjust practice. In analyzing the abstractions presented by both scholars, this research unravels the complexities within Islamic finance. It reveals the nuances between Quraish Shihab's emphasis on the inherent injustice of usury and Yusuf Qaradhawi's more practical approach, considering interest as a result of delayed repayment. Through this comparative study, the research contributes to a more comprehensive understanding of the diverse perspectives within the Islamic financial framework.
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institution Kabale University
issn 2655-9609
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series Journal of Islamic Economic Laws
spelling doaj-art-217bbba54e5342bcbc57dae6a81edc9d2025-08-20T03:50:11ZengMuhammadiyah University PressJournal of Islamic Economic Laws2655-96092655-96172024-02-01701183510.23917/jisel.v7i01.31894377Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic FinanceDedeng Sehabudin0Lamlam Pahala1Sri Rahayu2Kurganov Maksim Vladimirovich3Sekolah Tinggi Agama Islam Siliwangi GarutSekolah Tinggi Agama Islam Siliwangi GarutSekolah Tinggi Agama Islam Siliwangi GarutRussian Presidential Academy of National Economy and Public AdministrationThis research explores the perspectives of Quraish Shihab and Yusuf Qaradhawi on the concepts of usury and interest in the context of Islamic finance. Through a literature review methodology, the study provides a descriptive analysis of their viewpoints as presented in various sources, such as books, scholarly works, and related literature. Quraish Shihab's perspective revolves around the intrinsic injustice associated with prohibited usury. He contends that usury involves elements of oppression, exploitation, and duplication, emphasizing the simultaneous taking of excess with debt. Quraish Shihab's view positions usury as a system that perpetuates injustice through its exploitative nature. In contrast, Yusuf Qaradhawi offers a different interpretation, characterizing bank interest as an additional value determined by the payer. Yusuf Qaradhawi introduces a pragmatic dimension by highlighting that, in the case of non-repayment, the debt's amount increases at the specified payment time. This perspective suggests a more flexible approach, where interest is seen as a consequence of delayed repayment rather than an inherently unjust practice. In analyzing the abstractions presented by both scholars, this research unravels the complexities within Islamic finance. It reveals the nuances between Quraish Shihab's emphasis on the inherent injustice of usury and Yusuf Qaradhawi's more practical approach, considering interest as a result of delayed repayment. Through this comparative study, the research contributes to a more comprehensive understanding of the diverse perspectives within the Islamic financial framework.https://journals2.ums.ac.id/index.php/jisel/article/view/3189bank interest, comparison, usury
spellingShingle Dedeng Sehabudin
Lamlam Pahala
Sri Rahayu
Kurganov Maksim Vladimirovich
Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance
Journal of Islamic Economic Laws
bank interest, comparison, usury
title Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance
title_full Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance
title_fullStr Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance
title_full_unstemmed Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance
title_short Perspectives of Quraish Shihab and Yusuf Qaradhawi on Usury and Interest in the Context of Islamic Finance
title_sort perspectives of quraish shihab and yusuf qaradhawi on usury and interest in the context of islamic finance
topic bank interest, comparison, usury
url https://journals2.ums.ac.id/index.php/jisel/article/view/3189
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AT srirahayu perspectivesofquraishshihabandyusufqaradhawionusuryandinterestinthecontextofislamicfinance
AT kurganovmaksimvladimirovich perspectivesofquraishshihabandyusufqaradhawionusuryandinterestinthecontextofislamicfinance