Enhancing youth and women’s financial inclusion in South Asia

The youthful population of South Asia, holding the majority in the subregion, will also have a great share in the future alongside the risk of being not in education, employment, or training with a persisting gender gap. This makes it important to adopt a gender-responsive policy framework for youth...

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Main Author: Goksu Aslan
Format: Article
Language:English
Published: Taylor & Francis Group 2022-12-01
Series:Cogent Economics & Finance
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23322039.2022.2136237
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author Goksu Aslan
author_facet Goksu Aslan
author_sort Goksu Aslan
collection DOAJ
description The youthful population of South Asia, holding the majority in the subregion, will also have a great share in the future alongside the risk of being not in education, employment, or training with a persisting gender gap. This makes it important to adopt a gender-responsive policy framework for youth empowerment. This paper, after constructing a multidimensional financial inclusion index, based on a multilevel estimation framework considering the hierarchical structure of the dataset, shows evidence on how to increase financial inclusion among the South Asian youth. It furthermore provides policy recommendations considering the gendered effects. The paper finds that education level, formal employment, having a national ID, and government expenditure on education and health are important drivers of financial inclusion. The paper furthermore finds that education level becomes especially more important for those at the bottom income quintile and that government expenditure into education and health would boost the youth financial inclusion in South Asia, especially for the female youth.
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spelling doaj-art-20bb7d42da7d462a8be1708d0344d33a2025-08-20T02:34:25ZengTaylor & Francis GroupCogent Economics & Finance2332-20392022-12-0110110.1080/23322039.2022.2136237Enhancing youth and women’s financial inclusion in South AsiaGoksu Aslan0Social Science Division, New York University Abu Dhabi, Abu Dhabi, United Arab EmiratesThe youthful population of South Asia, holding the majority in the subregion, will also have a great share in the future alongside the risk of being not in education, employment, or training with a persisting gender gap. This makes it important to adopt a gender-responsive policy framework for youth empowerment. This paper, after constructing a multidimensional financial inclusion index, based on a multilevel estimation framework considering the hierarchical structure of the dataset, shows evidence on how to increase financial inclusion among the South Asian youth. It furthermore provides policy recommendations considering the gendered effects. The paper finds that education level, formal employment, having a national ID, and government expenditure on education and health are important drivers of financial inclusion. The paper furthermore finds that education level becomes especially more important for those at the bottom income quintile and that government expenditure into education and health would boost the youth financial inclusion in South Asia, especially for the female youth.https://www.tandfonline.com/doi/10.1080/23322039.2022.2136237financial inclusionsustainable development goals (SDGs)youthD14G28J16
spellingShingle Goksu Aslan
Enhancing youth and women’s financial inclusion in South Asia
Cogent Economics & Finance
financial inclusion
sustainable development goals (SDGs)
youth
D14
G28
J16
title Enhancing youth and women’s financial inclusion in South Asia
title_full Enhancing youth and women’s financial inclusion in South Asia
title_fullStr Enhancing youth and women’s financial inclusion in South Asia
title_full_unstemmed Enhancing youth and women’s financial inclusion in South Asia
title_short Enhancing youth and women’s financial inclusion in South Asia
title_sort enhancing youth and women s financial inclusion in south asia
topic financial inclusion
sustainable development goals (SDGs)
youth
D14
G28
J16
url https://www.tandfonline.com/doi/10.1080/23322039.2022.2136237
work_keys_str_mv AT goksuaslan enhancingyouthandwomensfinancialinclusioninsouthasia