Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022
This study aims to analyze the significance of the effect of the Influence of Third Party Funds (DPK), Musyarakah Financing, Fee Based Income, and Operational Expenses on Operational Revenue (BOPO) towards Return On Asset (ROA) in Sharia Commercial Banks in Indonesia for the period 2018-2022, both s...
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| Format: | Article |
| Language: | English |
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Universitas Muhammadiyah Purwokerto
2024-05-01
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| Series: | Kompartemen: Jurnal Ilmiah Akuntansi |
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| Online Access: | https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/18945 |
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| author | Pangestika Nur Handayani Saniman Widodo Iwan Budiyono |
| author_facet | Pangestika Nur Handayani Saniman Widodo Iwan Budiyono |
| author_sort | Pangestika Nur Handayani |
| collection | DOAJ |
| description | This study aims to analyze the significance of the effect of the Influence of Third Party Funds (DPK), Musyarakah Financing, Fee Based Income, and Operational Expenses on Operational Revenue (BOPO) towards Return On Asset (ROA) in Sharia Commercial Banks in Indonesia for the period 2018-2022, both simultaneously and partially. The populationn in this study consists of all Sharia Commercial Banks in Indonesia, while the sample used in this study is (eight) Sharia Commercial Banks in Indonesia for the period 2018-2022, selected using purposive sampling technique. The analysis model used in this study is the Multiple Linear Regression Analysis Model, and the analysis techniques include simultaneous significancee testt (F-test), Coefficientt of Determination test (R2), and partial significance test (t-test), processed with SPSS 26.00 program. The results of hypothesis testing and discussion indicate that, partially, Third Party Funds (DPK) have a positive and significant effect on Return on Asset (ROA). Partially, Musyarakah Financing has a negative and significant effect on Return on Asset (ROA). Partially, Fee Based Income has a positive and significant effect on Return on Asset (ROA). Partially, Operational Expenses on Operational Revenue (BOPO) has a negative and significant effect1 on Return on Asset (ROA) in Sharia Commercial Banks in Indonesiaa for the period 2018-2022. |
| format | Article |
| id | doaj-art-1ee3bf2442d440b5918d9938980a062a |
| institution | Kabale University |
| issn | 1693-1084 2579-8928 |
| language | English |
| publishDate | 2024-05-01 |
| publisher | Universitas Muhammadiyah Purwokerto |
| record_format | Article |
| series | Kompartemen: Jurnal Ilmiah Akuntansi |
| spelling | doaj-art-1ee3bf2442d440b5918d9938980a062a2025-01-09T08:17:41ZengUniversitas Muhammadiyah PurwokertoKompartemen: Jurnal Ilmiah Akuntansi1693-10842579-89282024-05-01221869810.30595/kompartemen.v22i1.189456087Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022Pangestika Nur Handayani0Saniman Widodo1Iwan Budiyono2Semarang State PolytechnicSemarang State PolytechnicSemarang State PolytechnicThis study aims to analyze the significance of the effect of the Influence of Third Party Funds (DPK), Musyarakah Financing, Fee Based Income, and Operational Expenses on Operational Revenue (BOPO) towards Return On Asset (ROA) in Sharia Commercial Banks in Indonesia for the period 2018-2022, both simultaneously and partially. The populationn in this study consists of all Sharia Commercial Banks in Indonesia, while the sample used in this study is (eight) Sharia Commercial Banks in Indonesia for the period 2018-2022, selected using purposive sampling technique. The analysis model used in this study is the Multiple Linear Regression Analysis Model, and the analysis techniques include simultaneous significancee testt (F-test), Coefficientt of Determination test (R2), and partial significance test (t-test), processed with SPSS 26.00 program. The results of hypothesis testing and discussion indicate that, partially, Third Party Funds (DPK) have a positive and significant effect on Return on Asset (ROA). Partially, Musyarakah Financing has a negative and significant effect on Return on Asset (ROA). Partially, Fee Based Income has a positive and significant effect on Return on Asset (ROA). Partially, Operational Expenses on Operational Revenue (BOPO) has a negative and significant effect1 on Return on Asset (ROA) in Sharia Commercial Banks in Indonesiaa for the period 2018-2022.https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/18945return on asset (roa), third party funds (dpk), musyarakah financing, fee based income, and operational expenses on operational revenue (bopo). |
| spellingShingle | Pangestika Nur Handayani Saniman Widodo Iwan Budiyono Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022 Kompartemen: Jurnal Ilmiah Akuntansi return on asset (roa), third party funds (dpk), musyarakah financing, fee based income, and operational expenses on operational revenue (bopo). |
| title | Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022 |
| title_full | Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022 |
| title_fullStr | Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022 |
| title_full_unstemmed | Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022 |
| title_short | Factors Affecting the Profitability of Islamic Commercial Banks for the Period 2018-2022 |
| title_sort | factors affecting the profitability of islamic commercial banks for the period 2018 2022 |
| topic | return on asset (roa), third party funds (dpk), musyarakah financing, fee based income, and operational expenses on operational revenue (bopo). |
| url | https://jurnalnasional.ump.ac.id/index.php/kompartemen/article/view/18945 |
| work_keys_str_mv | AT pangestikanurhandayani factorsaffectingtheprofitabilityofislamiccommercialbanksfortheperiod20182022 AT sanimanwidodo factorsaffectingtheprofitabilityofislamiccommercialbanksfortheperiod20182022 AT iwanbudiyono factorsaffectingtheprofitabilityofislamiccommercialbanksfortheperiod20182022 |