Teori Bank Syariah

The purpose of this research is to re-conceptualize the theory of Islamic banking according to the Al-Quran and Hadith. This research needs to be carried out considering that the operational activities of Islamic banks, especially in Indonesia, have been heavily criticized by academic researchers be...

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Main Author: Hamdi Agustin
Format: Article
Language:English
Published: LPPM Institut Syariah Negeri Junjungan (ISNJ) Bengkalis 2021-04-01
Series:Jurnal Perbankan Syariah
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/279
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author Hamdi Agustin
author_facet Hamdi Agustin
author_sort Hamdi Agustin
collection DOAJ
description The purpose of this research is to re-conceptualize the theory of Islamic banking according to the Al-Quran and Hadith. This research needs to be carried out considering that the operational activities of Islamic banks, especially in Indonesia, have been heavily criticized by academic researchers because there have been several deviations from Islamic banking activities that are not in accordance with the provisions of Islamic law. The method used in this research is the method of documentation and reviewing secondary data in the form of theories regarding Islamic banking. The analysis technique used is descriptive. Where the development of Islamic banking literature will be explained in a complete and structured manner so that it will produce an in-depth explanation. The results showed that the theory of Islamic banking is shaped like a building where the foundation of Islamic banking is faith-based on the Al-Quran and Hadith and carries out the characteristics of the Prophet Sallallaahu ‘Alaihi Wasallam. After the foundation is in place, it can run the rules of Islamic banking based on sharia which consists of prohibition of all usury practices, prohibition of financing maysir and gharar businesses, financing of real assets, sharing of profits and risk of loss. If sharia has been implemented in sharia banking, a pure sharia bank will be realized so that it will get the blessing of Allah Ta'ala.
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spelling doaj-art-18cfcf8f0cfd473d8eeac611b762e0a32025-08-20T02:02:12ZengLPPM Institut Syariah Negeri Junjungan (ISNJ) BengkalisJurnal Perbankan Syariah2721-62412721-70942021-04-0121678310.46367/jps.v2i1.279279Teori Bank SyariahHamdi Agustin0Universitas Islam Riau (UIR), Pekanbaru, IndonesiaThe purpose of this research is to re-conceptualize the theory of Islamic banking according to the Al-Quran and Hadith. This research needs to be carried out considering that the operational activities of Islamic banks, especially in Indonesia, have been heavily criticized by academic researchers because there have been several deviations from Islamic banking activities that are not in accordance with the provisions of Islamic law. The method used in this research is the method of documentation and reviewing secondary data in the form of theories regarding Islamic banking. The analysis technique used is descriptive. Where the development of Islamic banking literature will be explained in a complete and structured manner so that it will produce an in-depth explanation. The results showed that the theory of Islamic banking is shaped like a building where the foundation of Islamic banking is faith-based on the Al-Quran and Hadith and carries out the characteristics of the Prophet Sallallaahu ‘Alaihi Wasallam. After the foundation is in place, it can run the rules of Islamic banking based on sharia which consists of prohibition of all usury practices, prohibition of financing maysir and gharar businesses, financing of real assets, sharing of profits and risk of loss. If sharia has been implemented in sharia banking, a pure sharia bank will be realized so that it will get the blessing of Allah Ta'ala.https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/279islamic bankal-quranhadithmaysirgharar
spellingShingle Hamdi Agustin
Teori Bank Syariah
Jurnal Perbankan Syariah
islamic bank
al-quran
hadith
maysir
gharar
title Teori Bank Syariah
title_full Teori Bank Syariah
title_fullStr Teori Bank Syariah
title_full_unstemmed Teori Bank Syariah
title_short Teori Bank Syariah
title_sort teori bank syariah
topic islamic bank
al-quran
hadith
maysir
gharar
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/jps/article/view/279
work_keys_str_mv AT hamdiagustin teoribanksyariah