Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance
This study evaluates the effectiveness of mutual funds in a retirement planning context by analyzing primary data collected from 204 participants, including investors and financial advisors. The survey focused on four important variables, diversification of funds, long term performance of the chosen...
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| Format: | Article |
| Language: | English |
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EDP Sciences
2024-01-01
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| Series: | ITM Web of Conferences |
| Online Access: | https://www.itm-conferences.org/articles/itmconf/pdf/2024/11/itmconf_icaetm2024_01017.pdf |
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| _version_ | 1850109409564295168 |
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| author | Metilda Jayaraj Mary B Abhishek |
| author_facet | Metilda Jayaraj Mary B Abhishek |
| author_sort | Metilda Jayaraj Mary |
| collection | DOAJ |
| description | This study evaluates the effectiveness of mutual funds in a retirement planning context by analyzing primary data collected from 204 participants, including investors and financial advisors. The survey focused on four important variables, diversification of funds, long term performance of the chosen fund, impact on retirement savings and the risk return relationship. A descriptive analysis and simple statistical tests like correlation to study the strength of relationship between the variables and regression to understand the predictive ability of the variables, demonstrates positive relationships in all the factors. The correlation analysis demonstrates positive relationships in all the factors. . Long-term performance is highly correlated with diversification, and also strongly related to impact on retirement savings and risk. This interconnectedness indicates that respondents who value one aspect of investment are likely to value others as well. The findings also suggest a positive impact of diversification on mutual fund long term performance and also a significant effect of long-term performance on ‘impact on retirement saving’. |
| format | Article |
| id | doaj-art-187cefd5aa024de280c008e1d872ff5b |
| institution | OA Journals |
| issn | 2271-2097 |
| language | English |
| publishDate | 2024-01-01 |
| publisher | EDP Sciences |
| record_format | Article |
| series | ITM Web of Conferences |
| spelling | doaj-art-187cefd5aa024de280c008e1d872ff5b2025-08-20T02:38:05ZengEDP SciencesITM Web of Conferences2271-20972024-01-01680101710.1051/itmconf/20246801017itmconf_icaetm2024_01017Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and PerformanceMetilda Jayaraj Mary0B Abhishek1Professor, Department of Management Studies, Dayananda Sagar College of EngineeringDepartment of Management Studies, Dayananda Sagar College of EngineeringThis study evaluates the effectiveness of mutual funds in a retirement planning context by analyzing primary data collected from 204 participants, including investors and financial advisors. The survey focused on four important variables, diversification of funds, long term performance of the chosen fund, impact on retirement savings and the risk return relationship. A descriptive analysis and simple statistical tests like correlation to study the strength of relationship between the variables and regression to understand the predictive ability of the variables, demonstrates positive relationships in all the factors. The correlation analysis demonstrates positive relationships in all the factors. . Long-term performance is highly correlated with diversification, and also strongly related to impact on retirement savings and risk. This interconnectedness indicates that respondents who value one aspect of investment are likely to value others as well. The findings also suggest a positive impact of diversification on mutual fund long term performance and also a significant effect of long-term performance on ‘impact on retirement saving’.https://www.itm-conferences.org/articles/itmconf/pdf/2024/11/itmconf_icaetm2024_01017.pdf |
| spellingShingle | Metilda Jayaraj Mary B Abhishek Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance ITM Web of Conferences |
| title | Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance |
| title_full | Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance |
| title_fullStr | Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance |
| title_full_unstemmed | Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance |
| title_short | Evaluating Mutual Funds for Retirement: Insights from Primary Data Analysis on Investor Preferences and Performance |
| title_sort | evaluating mutual funds for retirement insights from primary data analysis on investor preferences and performance |
| url | https://www.itm-conferences.org/articles/itmconf/pdf/2024/11/itmconf_icaetm2024_01017.pdf |
| work_keys_str_mv | AT metildajayarajmary evaluatingmutualfundsforretirementinsightsfromprimarydataanalysisoninvestorpreferencesandperformance AT babhishek evaluatingmutualfundsforretirementinsightsfromprimarydataanalysisoninvestorpreferencesandperformance |