The Main Development Trends of Sub-Saharan Africa Financial System

The financial system of sub-Saharan Africa is heavily dependent on foreign and international capital. The external debt of Sub-Saharan Africa is more than 60% of the total GDP, in some countries, that is about 95%. In the last decades, there has been an expansion of the influence of pan-African fina...

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Main Author: A. V. Fedorov
Format: Article
Language:Russian
Published: Government of the Russian Federation, Financial University 2025-06-01
Series:Финансы: теория и практика
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Online Access:https://financetp.fa.ru/jour/article/view/3678
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author A. V. Fedorov
author_facet A. V. Fedorov
author_sort A. V. Fedorov
collection DOAJ
description The financial system of sub-Saharan Africa is heavily dependent on foreign and international capital. The external debt of Sub-Saharan Africa is more than 60% of the total GDP, in some countries, that is about 95%. In the last decades, there has been an expansion of the influence of pan-African financial groups and central/national banks in the monetary policy of African states. Sub-Saharan Africa shows exponential growth in electronic mobile payments and the digital currency of central banks and crypto assets depends on distributed ledger technology. Regional financial centers have emerged, shaping the growth and development of African finance. The structure, specifics and main trends in the development of the financial system of sub-Saharan Africa are described in the context of the challenges facing the global financial system. The need for integration processes for the countries of the continent, the role of central banks and Pan-African financial institutions are substantiated. The possibility of implementing the concept of leapfrogging in the transition of the monetary and credit system of the African continent to national digital currencies and the use of distributed register technology are considered. The author considers the credit and monetary system of Sub-Saharan Africa as a place of financial innovations that can identify the development of the global financial system for decades to come.
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spelling doaj-art-186c1cbdcc50469fa09b1b7d14b74d832025-08-20T03:35:20ZrusGovernment of the Russian Federation, Financial UniversityФинансы: теория и практика2587-56712587-70892025-06-0129361910.26794/2587-5671-2025-29-3-6-191271The Main Development Trends of Sub-Saharan Africa Financial SystemA. V. Fedorov0Institute for African Studies of the Russian Academic of SciencesThe financial system of sub-Saharan Africa is heavily dependent on foreign and international capital. The external debt of Sub-Saharan Africa is more than 60% of the total GDP, in some countries, that is about 95%. In the last decades, there has been an expansion of the influence of pan-African financial groups and central/national banks in the monetary policy of African states. Sub-Saharan Africa shows exponential growth in electronic mobile payments and the digital currency of central banks and crypto assets depends on distributed ledger technology. Regional financial centers have emerged, shaping the growth and development of African finance. The structure, specifics and main trends in the development of the financial system of sub-Saharan Africa are described in the context of the challenges facing the global financial system. The need for integration processes for the countries of the continent, the role of central banks and Pan-African financial institutions are substantiated. The possibility of implementing the concept of leapfrogging in the transition of the monetary and credit system of the African continent to national digital currencies and the use of distributed register technology are considered. The author considers the credit and monetary system of Sub-Saharan Africa as a place of financial innovations that can identify the development of the global financial system for decades to come.https://financetp.fa.ru/jour/article/view/3678financial system of sub-saharan africaafrican financial centersfinancial integration in africaafrican financial leapfroggingfintechcrypto assetscentral bank digital currencydccbdefi
spellingShingle A. V. Fedorov
The Main Development Trends of Sub-Saharan Africa Financial System
Финансы: теория и практика
financial system of sub-saharan africa
african financial centers
financial integration in africa
african financial leapfrogging
fintech
crypto assets
central bank digital currency
dccb
defi
title The Main Development Trends of Sub-Saharan Africa Financial System
title_full The Main Development Trends of Sub-Saharan Africa Financial System
title_fullStr The Main Development Trends of Sub-Saharan Africa Financial System
title_full_unstemmed The Main Development Trends of Sub-Saharan Africa Financial System
title_short The Main Development Trends of Sub-Saharan Africa Financial System
title_sort main development trends of sub saharan africa financial system
topic financial system of sub-saharan africa
african financial centers
financial integration in africa
african financial leapfrogging
fintech
crypto assets
central bank digital currency
dccb
defi
url https://financetp.fa.ru/jour/article/view/3678
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