CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION
The firms could take into consideration internal or external sources for financing, the differences between them being connected with the stability, independence and cost. Even the internal sources ensures a high degree of independency to the firm, they are not always efficient. Under these circumst...
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| Format: | Article |
| Language: | English |
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University of Petrosani
2010-01-01
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| Series: | Annals of the University of Petrosani: Economics |
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| Online Access: | http://www.upet.ro/anale/economie/pdf/20100425.pdf |
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| author | CERASELA PÎRVU ANCA MEHEDINŢU |
| author_facet | CERASELA PÎRVU ANCA MEHEDINŢU |
| author_sort | CERASELA PÎRVU |
| collection | DOAJ |
| description | The firms could take into consideration internal or external sources for financing, the differences between them being connected with the stability, independence and cost. Even the internal sources ensures a high degree of independency to the firm, they are not always efficient. Under these circumstances and the conditions of insufficient self-financing, the existence at national level of the tendency of undercapitalization and increase of their debt level, the Romanian firms make use more and more of external sources of financing, especially the banking credits. Therefore, in this study we intend to present a model for optimization the cost of the financing through the bank credit. This model is going to help the managers of the companies to find innovative solutions and to assure the competitiveness and the development of their companies. |
| format | Article |
| id | doaj-art-1797c4aa972f4e259d6efbd5a20479f9 |
| institution | DOAJ |
| issn | 1582-5949 |
| language | English |
| publishDate | 2010-01-01 |
| publisher | University of Petrosani |
| record_format | Article |
| series | Annals of the University of Petrosani: Economics |
| spelling | doaj-art-1797c4aa972f4e259d6efbd5a20479f92025-08-20T03:11:42ZengUniversity of PetrosaniAnnals of the University of Petrosani: Economics1582-59492010-01-01X4263272CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATIONCERASELA PÎRVUANCA MEHEDINŢUThe firms could take into consideration internal or external sources for financing, the differences between them being connected with the stability, independence and cost. Even the internal sources ensures a high degree of independency to the firm, they are not always efficient. Under these circumstances and the conditions of insufficient self-financing, the existence at national level of the tendency of undercapitalization and increase of their debt level, the Romanian firms make use more and more of external sources of financing, especially the banking credits. Therefore, in this study we intend to present a model for optimization the cost of the financing through the bank credit. This model is going to help the managers of the companies to find innovative solutions and to assure the competitiveness and the development of their companies.http://www.upet.ro/anale/economie/pdf/20100425.pdfsources of financingexternal sources of financingcost of the banking creditoptimization of banking credit |
| spellingShingle | CERASELA PÎRVU ANCA MEHEDINŢU CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION Annals of the University of Petrosani: Economics sources of financing external sources of financing cost of the banking credit optimization of banking credit |
| title | CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION |
| title_full | CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION |
| title_fullStr | CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION |
| title_full_unstemmed | CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION |
| title_short | CONSIDERATIONS CONCERNING THE BANKING CREDIT AND ITS OPTIMIZATION |
| title_sort | considerations concerning the banking credit and its optimization |
| topic | sources of financing external sources of financing cost of the banking credit optimization of banking credit |
| url | http://www.upet.ro/anale/economie/pdf/20100425.pdf |
| work_keys_str_mv | AT ceraselapirvu considerationsconcerningthebankingcreditanditsoptimization AT ancamehedintu considerationsconcerningthebankingcreditanditsoptimization |