Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria

This study examined the nexus between retirement benefits and the standard of living of Osun State civil service retirees. The study identified pension schemes, gratuity, and healthcare services as the basic retirement benefits offered by the Osun State Government to retired civil servants as varia...

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Main Authors: I.T. Akindele, B. O. Oginni, M.S. Kasumu, O. B. Akande
Format: Article
Language:English
Published: Al-Farabi Kazakh National University 2025-03-01
Series:Хабаршысы. Экономика сериясы
Online Access:https://be.kaznu.kz/index.php/math/article/view/2932
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author I.T. Akindele
B. O. Oginni
M.S. Kasumu
O. B. Akande
author_facet I.T. Akindele
B. O. Oginni
M.S. Kasumu
O. B. Akande
author_sort I.T. Akindele
collection DOAJ
description This study examined the nexus between retirement benefits and the standard of living of Osun State civil service retirees. The study identified pension schemes, gratuity, and healthcare services as the basic retirement benefits offered by the Osun State Government to retired civil servants as variables used to measure the standard of living of retired civil servants. A questionnaire as the research instrument was administered to 363 respondents obtained from the Nigeria Union of Pensioners in Osogbo, Osun State. Findings from the study showed that the pension scheme is adequate and there exists a strong relationship between the variables of retirement benefits (pension schemes, gratuity, and healthcare services), and the standard of living of the retirees. The study concluded that the module operandi of retirement benefits as currently being practiced affects the standard of living of retirees negatively and thus, recommended that the implementation of pension schemes, gratuity, and healthcare services should reflect socio-economic factors with priority on inflation and social support systems. Key words: pension schemes, gratuity, and healthcare benefits, standard of living, retirement, well-being.
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publishDate 2025-03-01
publisher Al-Farabi Kazakh National University
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series Хабаршысы. Экономика сериясы
spelling doaj-art-15500debfac748fe875243b44ed87d072025-08-20T03:09:16ZengAl-Farabi Kazakh National UniversityХабаршысы. Экономика сериясы1563-03582617-71612025-03-01115110.26577/be202515111Nexus between retirement benefits and standard of living: the case of civil service retirees in NigeriaI.T. Akindele 0B. O. Oginni 1M.S. Kasumu2O. B. Akande3University of Ilorin, Kwara State, NigeriaOsun State University, Osun State, NigeriaOsun State University, Osun State, NigeriaOsun State University, Osun State, Nigeria This study examined the nexus between retirement benefits and the standard of living of Osun State civil service retirees. The study identified pension schemes, gratuity, and healthcare services as the basic retirement benefits offered by the Osun State Government to retired civil servants as variables used to measure the standard of living of retired civil servants. A questionnaire as the research instrument was administered to 363 respondents obtained from the Nigeria Union of Pensioners in Osogbo, Osun State. Findings from the study showed that the pension scheme is adequate and there exists a strong relationship between the variables of retirement benefits (pension schemes, gratuity, and healthcare services), and the standard of living of the retirees. The study concluded that the module operandi of retirement benefits as currently being practiced affects the standard of living of retirees negatively and thus, recommended that the implementation of pension schemes, gratuity, and healthcare services should reflect socio-economic factors with priority on inflation and social support systems. Key words: pension schemes, gratuity, and healthcare benefits, standard of living, retirement, well-being. https://be.kaznu.kz/index.php/math/article/view/2932
spellingShingle I.T. Akindele
B. O. Oginni
M.S. Kasumu
O. B. Akande
Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria
Хабаршысы. Экономика сериясы
title Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria
title_full Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria
title_fullStr Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria
title_full_unstemmed Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria
title_short Nexus between retirement benefits and standard of living: the case of civil service retirees in Nigeria
title_sort nexus between retirement benefits and standard of living the case of civil service retirees in nigeria
url https://be.kaznu.kz/index.php/math/article/view/2932
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