Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods

The widespread use of smartphones and Internet connectivity in Indonesia has encouraged the emergence of digital payment phenomena, namely e-wallets and PayLater, which are expected to continue to grow in line with the trend of financial digitalization. Despite their convenience, these payment metho...

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Main Authors: Shirin Istikhara Djamhari, Martina Dwi Mustika, Bertina Sjabadhyni, Alif Ramadian Puspa Ndaru
Format: Article
Language:English
Published: Taylor & Francis Group 2024-12-01
Series:Cogent Business & Management
Subjects:
Online Access:https://www.tandfonline.com/doi/10.1080/23311975.2024.2419484
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author Shirin Istikhara Djamhari
Martina Dwi Mustika
Bertina Sjabadhyni
Alif Ramadian Puspa Ndaru
author_facet Shirin Istikhara Djamhari
Martina Dwi Mustika
Bertina Sjabadhyni
Alif Ramadian Puspa Ndaru
author_sort Shirin Istikhara Djamhari
collection DOAJ
description The widespread use of smartphones and Internet connectivity in Indonesia has encouraged the emergence of digital payment phenomena, namely e-wallets and PayLater, which are expected to continue to grow in line with the trend of financial digitalization. Despite their convenience, these payment methods can contribute to impulse purchases, especially among the younger generation. This research, which includes two studies, aims to provide insights into societal impulse buying dynamics. The first study surveyed 360 participants to examine the influence of PayLater as a moderator for sales promotions and the fear of missing out (FOMO) on impulsive buying behavior. Analysis using AMOS software reveals positive moderation in sales promotions (p < 0.05); however, FOMO is not significantly moderated (p > 0.05). The second study used an experimental vignette method with a promotional poster to examine the effect of sales promotions (monetary and non-monetary) and the choice of digital payment methods (PayLater and e-wallets) on impulsive buying tendencies in 559 participants. It reveals that non-monetary promotions (M = 26.501) and PayLater (M = 26.490) influence impulsive buying more, but they do not do so when both are present simultaneously. This paper discusses the implications and offers recommendations for future research.
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publishDate 2024-12-01
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spelling doaj-art-13832f25a5dc4b0abbea93b89b249cd92025-08-20T02:10:50ZengTaylor & Francis GroupCogent Business & Management2331-19752024-12-0111110.1080/23311975.2024.2419484Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methodsShirin Istikhara Djamhari0Martina Dwi Mustika1Bertina Sjabadhyni2Alif Ramadian Puspa Ndaru3Faculty of Psychology, Universitas Indonesia, Depok, Jawa Barat, IndonesiaFaculty of Psychology, Universitas Indonesia, Depok, Jawa Barat, IndonesiaFaculty of Psychology, Universitas Indonesia, Depok, Jawa Barat, IndonesiaFaculty of Psychology, Universitas Indonesia, Depok, Jawa Barat, IndonesiaThe widespread use of smartphones and Internet connectivity in Indonesia has encouraged the emergence of digital payment phenomena, namely e-wallets and PayLater, which are expected to continue to grow in line with the trend of financial digitalization. Despite their convenience, these payment methods can contribute to impulse purchases, especially among the younger generation. This research, which includes two studies, aims to provide insights into societal impulse buying dynamics. The first study surveyed 360 participants to examine the influence of PayLater as a moderator for sales promotions and the fear of missing out (FOMO) on impulsive buying behavior. Analysis using AMOS software reveals positive moderation in sales promotions (p < 0.05); however, FOMO is not significantly moderated (p > 0.05). The second study used an experimental vignette method with a promotional poster to examine the effect of sales promotions (monetary and non-monetary) and the choice of digital payment methods (PayLater and e-wallets) on impulsive buying tendencies in 559 participants. It reveals that non-monetary promotions (M = 26.501) and PayLater (M = 26.490) influence impulsive buying more, but they do not do so when both are present simultaneously. This paper discusses the implications and offers recommendations for future research.https://www.tandfonline.com/doi/10.1080/23311975.2024.2419484Buy now pay laterdigital paymentFOMOe-walletimpulsive buyingpromotion
spellingShingle Shirin Istikhara Djamhari
Martina Dwi Mustika
Bertina Sjabadhyni
Alif Ramadian Puspa Ndaru
Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods
Cogent Business & Management
Buy now pay later
digital payment
FOMO
e-wallet
impulsive buying
promotion
title Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods
title_full Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods
title_fullStr Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods
title_full_unstemmed Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods
title_short Impulsive buying in the digital age: investigating the dynamics of sales promotion, FOMO, and digital payment methods
title_sort impulsive buying in the digital age investigating the dynamics of sales promotion fomo and digital payment methods
topic Buy now pay later
digital payment
FOMO
e-wallet
impulsive buying
promotion
url https://www.tandfonline.com/doi/10.1080/23311975.2024.2419484
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