A new public management model for open data collaboration in sustainable digital insurance ecosystems

Digital transformation is rapidly reshaping insurance markets, creating unprecedented regulatory challenges that require balancing innovation with market protection. This study develops a theoretical model integrating new public management (NPM) principles, technology acceptance factors, and collabo...

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Main Authors: Narongsak Sukma, Siriporn Yamnill
Format: Article
Language:English
Published: Frontiers Media S.A. 2025-06-01
Series:Frontiers in Political Science
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Online Access:https://www.frontiersin.org/articles/10.3389/fpos.2025.1598403/full
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author Narongsak Sukma
Siriporn Yamnill
author_facet Narongsak Sukma
Siriporn Yamnill
author_sort Narongsak Sukma
collection DOAJ
description Digital transformation is rapidly reshaping insurance markets, creating unprecedented regulatory challenges that require balancing innovation with market protection. This study develops a theoretical model integrating new public management (NPM) principles, technology acceptance factors, and collaborative governance to explain the emergence of sustainable digital insurance ecosystems powered by open data. Using structural equation modeling with data from 368 professionals (121 regulatory stakeholders, 178 industry professionals, and 69 technology enablers), we investigated how NPM principles and technology adoption factors influence behavioral intention, use behavior, and principled participation in open data initiatives. The results revealed dual pathways to sustainable outcomes: technological adoption (β = 0.27) and collaborative governance through open data sharing, with principled engagement demonstrating stronger influence (β = 0.45). Performance expectancy emerged as the strongest predictor of behavioral intention, while accountability and market-driven services significantly enhanced stakeholder engagement in open data platforms. Multigroup analysis showed differential effects across stakeholder categories, with regulatory stakeholders less influenced by efficiency considerations but more likely to translate technology use into collaborative engagement. This study contributes to public administration theory by demonstrating complementarities between NPM and collaborative governance in open data contexts, extends technology adoption frameworks to regulatory technology contexts, and provides evidence-based guidance for developing balanced digital regulatory approaches. The stronger influence of principled engagement on sustainable outcomes suggests that collaborative governance mechanisms are particularly critical for sustainability, challenging technocentric perspectives that prioritize digital tools over relational dimensions of regulatory governance in open data initiatives. By illuminating the complex interplay between managerial principles, technological factors, and collaborative mechanisms in open data ecosystems, this research offers a comprehensive framework to navigate the digital transformation in insurance regulation.
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spelling doaj-art-0fcb2cb66a7b4148b68b67a9b2d8d0652025-08-20T03:19:50ZengFrontiers Media S.A.Frontiers in Political Science2673-31452025-06-01710.3389/fpos.2025.15984031598403A new public management model for open data collaboration in sustainable digital insurance ecosystemsNarongsak SukmaSiriporn YamnillDigital transformation is rapidly reshaping insurance markets, creating unprecedented regulatory challenges that require balancing innovation with market protection. This study develops a theoretical model integrating new public management (NPM) principles, technology acceptance factors, and collaborative governance to explain the emergence of sustainable digital insurance ecosystems powered by open data. Using structural equation modeling with data from 368 professionals (121 regulatory stakeholders, 178 industry professionals, and 69 technology enablers), we investigated how NPM principles and technology adoption factors influence behavioral intention, use behavior, and principled participation in open data initiatives. The results revealed dual pathways to sustainable outcomes: technological adoption (β = 0.27) and collaborative governance through open data sharing, with principled engagement demonstrating stronger influence (β = 0.45). Performance expectancy emerged as the strongest predictor of behavioral intention, while accountability and market-driven services significantly enhanced stakeholder engagement in open data platforms. Multigroup analysis showed differential effects across stakeholder categories, with regulatory stakeholders less influenced by efficiency considerations but more likely to translate technology use into collaborative engagement. This study contributes to public administration theory by demonstrating complementarities between NPM and collaborative governance in open data contexts, extends technology adoption frameworks to regulatory technology contexts, and provides evidence-based guidance for developing balanced digital regulatory approaches. The stronger influence of principled engagement on sustainable outcomes suggests that collaborative governance mechanisms are particularly critical for sustainability, challenging technocentric perspectives that prioritize digital tools over relational dimensions of regulatory governance in open data initiatives. By illuminating the complex interplay between managerial principles, technological factors, and collaborative mechanisms in open data ecosystems, this research offers a comprehensive framework to navigate the digital transformation in insurance regulation.https://www.frontiersin.org/articles/10.3389/fpos.2025.1598403/fullnew public managementcollaborative governanceinsurance regulationdigital transformationpublic-private partnershipsopen data
spellingShingle Narongsak Sukma
Siriporn Yamnill
A new public management model for open data collaboration in sustainable digital insurance ecosystems
Frontiers in Political Science
new public management
collaborative governance
insurance regulation
digital transformation
public-private partnerships
open data
title A new public management model for open data collaboration in sustainable digital insurance ecosystems
title_full A new public management model for open data collaboration in sustainable digital insurance ecosystems
title_fullStr A new public management model for open data collaboration in sustainable digital insurance ecosystems
title_full_unstemmed A new public management model for open data collaboration in sustainable digital insurance ecosystems
title_short A new public management model for open data collaboration in sustainable digital insurance ecosystems
title_sort new public management model for open data collaboration in sustainable digital insurance ecosystems
topic new public management
collaborative governance
insurance regulation
digital transformation
public-private partnerships
open data
url https://www.frontiersin.org/articles/10.3389/fpos.2025.1598403/full
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AT narongsaksukma newpublicmanagementmodelforopendatacollaborationinsustainabledigitalinsuranceecosystems
AT siripornyamnill newpublicmanagementmodelforopendatacollaborationinsustainabledigitalinsuranceecosystems