A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia

Consumers are adopting digital payment using financial technology as a result of the development of e-wallet systems. A mobile device's e-wallet application enables users to download payment cards. The use of e-wallet apps as a substitute for traditional payment methods has recently become mor...

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Format: Article
Language:English
Published: Universidade de Santiago de Compostela 2024-01-01
Series:Revista Galega de Economía
Online Access:https://ojs3usc.devxercode.es/index.php/ubr/article/view/4633
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collection DOAJ
description Consumers are adopting digital payment using financial technology as a result of the development of e-wallet systems. A mobile device's e-wallet application enables users to download payment cards. The use of e-wallet apps as a substitute for traditional payment methods has recently become more popular among users. An E-wallet user doesn't have to carry cash or a credit card with them at all times. A more convenient way of purchasing is possible using this e-wallet. The Technology Acceptance Model (TAM) of E-wallet adoption among Malaysian youth is examined in this research along with the factors that influence them to use an e-wallet. This TAM serves as underpinning for the research framework. The SmartPLS-SEM approach is used to analyze the proposed research framework. The technology acceptance model consists of “perceived usefulness, perceived ease of use, and perceived security have positive and significant relationships with behavioral intention to use an e-walletâ€. This outcome contributes to a deeper understanding of the value of utilizing an e-wallet for transactional reasons by the government and service providers in the digital market
format Article
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institution Kabale University
issn 1132-2799
2255-5951
language English
publishDate 2024-01-01
publisher Universidade de Santiago de Compostela
record_format Article
series Revista Galega de Economía
spelling doaj-art-0f8e7a8d808148d59d528cb8069dd7c42025-08-20T03:44:23ZengUniversidade de Santiago de CompostelaRevista Galega de Economía1132-27992255-59512024-01-012180A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia Consumers are adopting digital payment using financial technology as a result of the development of e-wallet systems. A mobile device's e-wallet application enables users to download payment cards. The use of e-wallet apps as a substitute for traditional payment methods has recently become more popular among users. An E-wallet user doesn't have to carry cash or a credit card with them at all times. A more convenient way of purchasing is possible using this e-wallet. The Technology Acceptance Model (TAM) of E-wallet adoption among Malaysian youth is examined in this research along with the factors that influence them to use an e-wallet. This TAM serves as underpinning for the research framework. The SmartPLS-SEM approach is used to analyze the proposed research framework. The technology acceptance model consists of “perceived usefulness, perceived ease of use, and perceived security have positive and significant relationships with behavioral intention to use an e-walletâ€. This outcome contributes to a deeper understanding of the value of utilizing an e-wallet for transactional reasons by the government and service providers in the digital market https://ojs3usc.devxercode.es/index.php/ubr/article/view/4633
spellingShingle A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
Revista Galega de Economía
title A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
title_full A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
title_fullStr A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
title_full_unstemmed A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
title_short A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
title_sort technology acceptance model tam towards use intention of e wallet among youth in malaysia
url https://ojs3usc.devxercode.es/index.php/ubr/article/view/4633