A Technology Acceptance Model (TAM) towards use Intention of E-wallet Among Youth in Malaysia
Consumers are adopting digital payment using financial technology as a result of the development of e-wallet systems. A mobile device's e-wallet application enables users to download payment cards. The use of e-wallet apps as a substitute for traditional payment methods has recently become mor...
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| Format: | Article |
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| Language: | English |
| Published: |
Universidade de Santiago de Compostela
2024-01-01
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| Series: | Revista Galega de Economía |
| Online Access: | https://ojs3usc.devxercode.es/index.php/ubr/article/view/4633 |
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| Summary: | Consumers are adopting digital payment using financial technology as a result of the development of e-wallet systems. A mobile device's e-wallet application enables users to download payment cards. The use of e-wallet apps as a substitute for traditional payment methods has recently become more popular among users. An E-wallet user doesn't have to carry cash or a credit card with them at all times. A more convenient way of purchasing is possible using this e-wallet. The Technology Acceptance Model (TAM) of E-wallet adoption among Malaysian youth is examined in this research along with the factors that influence them to use an e-wallet. This TAM serves as underpinning for the research framework. The SmartPLS-SEM approach is used to analyze the proposed research framework. The technology acceptance model consists of “perceived usefulness, perceived ease of use, and perceived security have positive and significant relationships with behavioral intention to use an e-walletâ€. This outcome contributes to a deeper understanding of the value of utilizing an e-wallet for transactional reasons by the government and service providers in the digital market
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| ISSN: | 1132-2799 2255-5951 |