Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia
There are some factors that affect the banks’ efficiency and therefore, it is important to do research in relation to analyze those factors. The efficiency of the banking industry is required. The purpose of this study is to examine the effect of asset diversification, bank risk, bank size, and ba...
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| Format: | Article |
| Language: | English |
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Research Center and Community Services
2020-10-01
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| Series: | Journal of Business & Banking |
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| Online Access: | https://journal.perbanas.ac.id/index.php/jbb/article/view/2182 |
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| author | Anggraeni Anggraeni Iik Arie Saputri |
| author_facet | Anggraeni Anggraeni Iik Arie Saputri |
| author_sort | Anggraeni Anggraeni |
| collection | DOAJ |
| description | There are some factors that affect the banks’ efficiency and therefore, it is important to do research in relation to analyze those factors. The efficiency of the banking industry is required. The purpose of this study is to examine the effect of asset diversification, bank risk, bank size, and bank liquidity on the efficiency of sharia banks using Stochastic Frontier Analysis (SFA). The sample of this research is Sharia Commercial Bank, in Indonesia, which has been registered in OJK for the 2014-2018 period. The data were analyzed by using descriptive and statistical analysis with Frontier 4.1. The results showed that asset diversification, bank risk, and bank liquidity had a negative effect on efficiency. On the contrary, Total Assets has a positive effect on Efficiency. It is recommended that the banks should minimize their risk in order to increase efficiency as well as not to diversify their assets. |
| format | Article |
| id | doaj-art-0b5dd0d484904e64b6fa735e1acd16e3 |
| institution | OA Journals |
| issn | 2088-7841 2303-3460 |
| language | English |
| publishDate | 2020-10-01 |
| publisher | Research Center and Community Services |
| record_format | Article |
| series | Journal of Business & Banking |
| spelling | doaj-art-0b5dd0d484904e64b6fa735e1acd16e32025-08-20T02:18:57ZengResearch Center and Community ServicesJournal of Business & Banking2088-78412303-34602020-10-0110112914910.14414/jbb.v10i1.2182Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di IndonesiaAnggraeni Anggraeni0Iik Arie Saputri1STIE Perbanas SurabayaSTIE Perbanas SurabayaThere are some factors that affect the banks’ efficiency and therefore, it is important to do research in relation to analyze those factors. The efficiency of the banking industry is required. The purpose of this study is to examine the effect of asset diversification, bank risk, bank size, and bank liquidity on the efficiency of sharia banks using Stochastic Frontier Analysis (SFA). The sample of this research is Sharia Commercial Bank, in Indonesia, which has been registered in OJK for the 2014-2018 period. The data were analyzed by using descriptive and statistical analysis with Frontier 4.1. The results showed that asset diversification, bank risk, and bank liquidity had a negative effect on efficiency. On the contrary, Total Assets has a positive effect on Efficiency. It is recommended that the banks should minimize their risk in order to increase efficiency as well as not to diversify their assets.https://journal.perbanas.ac.id/index.php/jbb/article/view/2182diversificationbank risktotal assetsliquidityefficiencysfa. |
| spellingShingle | Anggraeni Anggraeni Iik Arie Saputri Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia Journal of Business & Banking diversification bank risk total assets liquidity efficiency sfa. |
| title | Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia |
| title_full | Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia |
| title_fullStr | Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia |
| title_full_unstemmed | Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia |
| title_short | Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia |
| title_sort | diversifikasi aset risiko bank ukuran bank dan likuiditas bank terhadap efisiensi bank syariah di indonesia |
| topic | diversification bank risk total assets liquidity efficiency sfa. |
| url | https://journal.perbanas.ac.id/index.php/jbb/article/view/2182 |
| work_keys_str_mv | AT anggraenianggraeni diversifikasiasetrisikobankukuranbankdanlikuiditasbankterhadapefisiensibanksyariahdiindonesia AT iikariesaputri diversifikasiasetrisikobankukuranbankdanlikuiditasbankterhadapefisiensibanksyariahdiindonesia |