Comparison of Mobile Transaction Security Using NFC and QR Codes
Mobile device transactions have become commonplace today. Quick-response (QR) codes and near-field communication (NFC) are popular cashless and contactless payment methods. These two payments have their characteristics. NFC payments use secure elements that encrypt credential data to ensure safe tra...
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| Format: | Article |
| Language: | English |
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Universitas Gadjah Mada
2024-11-01
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| Series: | Jurnal Nasional Teknik Elektro dan Teknologi Informasi |
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| Online Access: | https://jurnal.ugm.ac.id/v3/JNTETI/article/view/12867 |
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| author | Lucia Nugraheni Harnaningrum Kristoforus Nanda Mahardhian |
| author_facet | Lucia Nugraheni Harnaningrum Kristoforus Nanda Mahardhian |
| author_sort | Lucia Nugraheni Harnaningrum |
| collection | DOAJ |
| description | Mobile device transactions have become commonplace today. Quick-response (QR) codes and near-field communication (NFC) are popular cashless and contactless payment methods. These two payments have their characteristics. NFC payments use secure elements that encrypt credential data to ensure safe transactions. In contrast, QR code payments transmit data in its original form without encryption. Existing data are sent between devices in the form of original data. Given the extensive adoption of these methods, it is imperative to secure transaction data to prevent theft and misuse. It is necessary to know and compare the security level of each transaction and provide the best recommendations. This study undertook a comparative analysis of the security and performance of NFC and QR code-based mobile payment models. The study found that NFC transactions required 1,074 ms for encryption, while QR code transactions took 5.9359 ms. The entropy value, indicating data randomness, was 3.96 for NFC and 3.23 for QR codes. The P value, representing statistical significance, was 0.45 for NFC and 0.069 for QR codes. Both payment methods demonstrated acceptable levels of safety, with processing times and data randomness within satisfactory ranges. However, the analysis concludes that NFC transactions offer superior performance in terms of processing time and data security compared to QR code transactions. |
| format | Article |
| id | doaj-art-0b4013bec07b4f9fa7f54a7de7537f51 |
| institution | DOAJ |
| issn | 2301-4156 2460-5719 |
| language | English |
| publishDate | 2024-11-01 |
| publisher | Universitas Gadjah Mada |
| record_format | Article |
| series | Jurnal Nasional Teknik Elektro dan Teknologi Informasi |
| spelling | doaj-art-0b4013bec07b4f9fa7f54a7de7537f512025-08-20T02:58:19ZengUniversitas Gadjah MadaJurnal Nasional Teknik Elektro dan Teknologi Informasi2301-41562460-57192024-11-0113426527110.22146/jnteti.v13i4.1286712867Comparison of Mobile Transaction Security Using NFC and QR CodesLucia Nugraheni Harnaningrum0Kristoforus Nanda Mahardhian1Informatics Study Program, Faculty of Information Technology, Indonesia Digital Technology University, Bantul, D.I. Yogyakarta 55198, IndonesiaInformatics Study Program, Faculty of Information Technology, Indonesia Digital Technology University, Bantul, D.I. Yogyakarta 55198, IndonesiaMobile device transactions have become commonplace today. Quick-response (QR) codes and near-field communication (NFC) are popular cashless and contactless payment methods. These two payments have their characteristics. NFC payments use secure elements that encrypt credential data to ensure safe transactions. In contrast, QR code payments transmit data in its original form without encryption. Existing data are sent between devices in the form of original data. Given the extensive adoption of these methods, it is imperative to secure transaction data to prevent theft and misuse. It is necessary to know and compare the security level of each transaction and provide the best recommendations. This study undertook a comparative analysis of the security and performance of NFC and QR code-based mobile payment models. The study found that NFC transactions required 1,074 ms for encryption, while QR code transactions took 5.9359 ms. The entropy value, indicating data randomness, was 3.96 for NFC and 3.23 for QR codes. The P value, representing statistical significance, was 0.45 for NFC and 0.069 for QR codes. Both payment methods demonstrated acceptable levels of safety, with processing times and data randomness within satisfactory ranges. However, the analysis concludes that NFC transactions offer superior performance in terms of processing time and data security compared to QR code transactions.https://jurnal.ugm.ac.id/v3/JNTETI/article/view/12867nfcqrsecure elementencryptiondata randomness |
| spellingShingle | Lucia Nugraheni Harnaningrum Kristoforus Nanda Mahardhian Comparison of Mobile Transaction Security Using NFC and QR Codes Jurnal Nasional Teknik Elektro dan Teknologi Informasi nfc qr secure element encryption data randomness |
| title | Comparison of Mobile Transaction Security Using NFC and QR Codes |
| title_full | Comparison of Mobile Transaction Security Using NFC and QR Codes |
| title_fullStr | Comparison of Mobile Transaction Security Using NFC and QR Codes |
| title_full_unstemmed | Comparison of Mobile Transaction Security Using NFC and QR Codes |
| title_short | Comparison of Mobile Transaction Security Using NFC and QR Codes |
| title_sort | comparison of mobile transaction security using nfc and qr codes |
| topic | nfc qr secure element encryption data randomness |
| url | https://jurnal.ugm.ac.id/v3/JNTETI/article/view/12867 |
| work_keys_str_mv | AT lucianugraheniharnaningrum comparisonofmobiletransactionsecurityusingnfcandqrcodes AT kristoforusnandamahardhian comparisonofmobiletransactionsecurityusingnfcandqrcodes |