ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR
This study analyses the behaviour of users in the Republic of Moldova regarding the use of cashless payment instruments. Based on a survey of a representative sample of 1,095 people, the paper explores consumer preferences according to demographic variables such as gender, age and income level...
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| Format: | Article |
| Language: | English |
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Academy of the Economic Studies of Moldova
2024-12-01
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| Series: | Economica |
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| Online Access: | https://irek.ase.md/xmlui/bitstream/handle/123456789/3829/ec_2024_nr4_p49-59.pdf?sequence=1&isAllowed=y |
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| _version_ | 1850206611993264128 |
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| author | Doina VRABIE |
| author_facet | Doina VRABIE |
| author_sort | Doina VRABIE |
| collection | DOAJ |
| description | This study analyses the behaviour of users
in the Republic of Moldova regarding the use of
cashless payment instruments. Based on a survey
of a representative sample of 1,095 people, the
paper explores consumer preferences according
to demographic variables such as gender, age
and income level. The study highlights the main
barriers and motivations for the adoption of
cashless payments, as well as current trends in
the use of digital payment technologies. The
conclusions suggest that the digitalization of the
payment system in the Republic of Moldova is on
the rise, but challenges persist among older age
groups and those with low incomes. |
| format | Article |
| id | doaj-art-0a8546ecc52b415392ba80712d2d2f4a |
| institution | OA Journals |
| issn | 1810-9136 |
| language | English |
| publishDate | 2024-12-01 |
| publisher | Academy of the Economic Studies of Moldova |
| record_format | Article |
| series | Economica |
| spelling | doaj-art-0a8546ecc52b415392ba80712d2d2f4a2025-08-20T02:10:46ZengAcademy of the Economic Studies of MoldovaEconomica1810-91362024-12-014130495910.53486/econ.2024.130.049ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOURDoina VRABIE0https://orcid.org/0009-0007-0782-1054ASEMThis study analyses the behaviour of users in the Republic of Moldova regarding the use of cashless payment instruments. Based on a survey of a representative sample of 1,095 people, the paper explores consumer preferences according to demographic variables such as gender, age and income level. The study highlights the main barriers and motivations for the adoption of cashless payments, as well as current trends in the use of digital payment technologies. The conclusions suggest that the digitalization of the payment system in the Republic of Moldova is on the rise, but challenges persist among older age groups and those with low incomes.https://irek.ase.md/xmlui/bitstream/handle/123456789/3829/ec_2024_nr4_p49-59.pdf?sequence=1&isAllowed=ycashless paymentsconsumer behaviourpayment technologydigitizationeconomic development. |
| spellingShingle | Doina VRABIE ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR Economica cashless payments consumer behaviour payment technology digitization economic development. |
| title | ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR |
| title_full | ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR |
| title_fullStr | ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR |
| title_full_unstemmed | ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR |
| title_short | ANALYSIS OF THE USE OF CASHLESS PAYMENT INSTRUMENTS IN THE REPUBLIC OF MOLDOVA: AN EMPIRICAL PERSPECTIVE ON CONSUMER BEHAVIOUR |
| title_sort | analysis of the use of cashless payment instruments in the republic of moldova an empirical perspective on consumer behaviour |
| topic | cashless payments consumer behaviour payment technology digitization economic development. |
| url | https://irek.ase.md/xmlui/bitstream/handle/123456789/3829/ec_2024_nr4_p49-59.pdf?sequence=1&isAllowed=y |
| work_keys_str_mv | AT doinavrabie analysisoftheuseofcashlesspaymentinstrumentsintherepublicofmoldovaanempiricalperspectiveonconsumerbehaviour |