The impacts of intellectual capital of microfinance institutions on poverty alleviation
This study examines the impact of Intellectual Capital (IC) on poverty alleviation using a panel dataset of 3,114 Microfinance Institutions (MFIs) across 120 countries from 2009 - 2018. Intellectual capital is measured using the Value Added Intellectual Coefficient (VAIC), which comprises Human Capi...
Saved in:
| Main Authors: | , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
HO CHI MINH CITY OPEN UNIVERSITY JOURNAL OF SCIENCE
2025-06-01
|
| Series: | Ho Chi Minh City Open University Journal of Science - Economics and Business Administration |
| Subjects: | |
| Online Access: | https://journalofscience.ou.edu.vn/index.php/econ-en/article/view/4154 |
| Tags: |
Add Tag
No Tags, Be the first to tag this record!
|
| _version_ | 1849391344666017792 |
|---|---|
| author | Chi Tung Luong Van Thi Cam Ho Chi Thi Ha Dang Anh Dinh Tuan Vu |
| author_facet | Chi Tung Luong Van Thi Cam Ho Chi Thi Ha Dang Anh Dinh Tuan Vu |
| author_sort | Chi Tung Luong |
| collection | DOAJ |
| description | This study examines the impact of Intellectual Capital (IC) on poverty alleviation using a panel dataset of 3,114 Microfinance Institutions (MFIs) across 120 countries from 2009 - 2018. Intellectual capital is measured using the Value Added Intellectual Coefficient (VAIC), which comprises Human Capital Efficiency (HCE), Structural Capital Efficiency (SCE), and relational Capital Efficiency (CEE). The study adopts the Generalized Method of Moments (GMM) as the primary estimation technique to address potential endogeneity and dynamic relationships. The findings indicate that overall intellectual capital positively and significantly affects poverty alleviation. However, the impacts of its components are mixed. While relational capital contributes positively to poverty reduction, human capital shows no statistically significant effect, and structural capital efficiency unexpectedly displays a negative association with poverty mitigation. As a result, rather than merely expanding human capital, emphasis should be placed on skill specialization to improve efficiency. Additionally, fostering gradual technological adoption and facilitating knowledge-sharing can help optimize structural capital deployment, ultimately enhancing poverty reduction outcomes. |
| format | Article |
| id | doaj-art-0679abd603a5449986affd0a4ab189b2 |
| institution | Kabale University |
| issn | 2734-9314 2734-9586 |
| language | English |
| publishDate | 2025-06-01 |
| publisher | HO CHI MINH CITY OPEN UNIVERSITY JOURNAL OF SCIENCE |
| record_format | Article |
| series | Ho Chi Minh City Open University Journal of Science - Economics and Business Administration |
| spelling | doaj-art-0679abd603a5449986affd0a4ab189b22025-08-20T03:41:05ZengHO CHI MINH CITY OPEN UNIVERSITY JOURNAL OF SCIENCEHo Chi Minh City Open University Journal of Science - Economics and Business Administration2734-93142734-95862025-06-0115516918610.46223/HCMCOUJS.econ.en.15.5.4154.20252445The impacts of intellectual capital of microfinance institutions on poverty alleviationChi Tung Luong0Van Thi Cam Ho1Chi Thi Ha Dang2Anh Dinh Tuan Vu3Foreign Trade University, HanoiForeign Trade University, HanoiForeign Trade University, HanoiForeign Trade University, HanoiThis study examines the impact of Intellectual Capital (IC) on poverty alleviation using a panel dataset of 3,114 Microfinance Institutions (MFIs) across 120 countries from 2009 - 2018. Intellectual capital is measured using the Value Added Intellectual Coefficient (VAIC), which comprises Human Capital Efficiency (HCE), Structural Capital Efficiency (SCE), and relational Capital Efficiency (CEE). The study adopts the Generalized Method of Moments (GMM) as the primary estimation technique to address potential endogeneity and dynamic relationships. The findings indicate that overall intellectual capital positively and significantly affects poverty alleviation. However, the impacts of its components are mixed. While relational capital contributes positively to poverty reduction, human capital shows no statistically significant effect, and structural capital efficiency unexpectedly displays a negative association with poverty mitigation. As a result, rather than merely expanding human capital, emphasis should be placed on skill specialization to improve efficiency. Additionally, fostering gradual technological adoption and facilitating knowledge-sharing can help optimize structural capital deployment, ultimately enhancing poverty reduction outcomes.https://journalofscience.ou.edu.vn/index.php/econ-en/article/view/4154intellectual capitalmicrofinancemicrofinance institutionspoverty alleviationvaic model |
| spellingShingle | Chi Tung Luong Van Thi Cam Ho Chi Thi Ha Dang Anh Dinh Tuan Vu The impacts of intellectual capital of microfinance institutions on poverty alleviation Ho Chi Minh City Open University Journal of Science - Economics and Business Administration intellectual capital microfinance microfinance institutions poverty alleviation vaic model |
| title | The impacts of intellectual capital of microfinance institutions on poverty alleviation |
| title_full | The impacts of intellectual capital of microfinance institutions on poverty alleviation |
| title_fullStr | The impacts of intellectual capital of microfinance institutions on poverty alleviation |
| title_full_unstemmed | The impacts of intellectual capital of microfinance institutions on poverty alleviation |
| title_short | The impacts of intellectual capital of microfinance institutions on poverty alleviation |
| title_sort | impacts of intellectual capital of microfinance institutions on poverty alleviation |
| topic | intellectual capital microfinance microfinance institutions poverty alleviation vaic model |
| url | https://journalofscience.ou.edu.vn/index.php/econ-en/article/view/4154 |
| work_keys_str_mv | AT chitungluong theimpactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT vanthicamho theimpactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT chithihadang theimpactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT anhdinhtuanvu theimpactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT chitungluong impactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT vanthicamho impactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT chithihadang impactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation AT anhdinhtuanvu impactsofintellectualcapitalofmicrofinanceinstitutionsonpovertyalleviation |