Market concentration, digital transformation, and bank credit risk in China: evidence from GMM estimation

Abstract The financial sector plays a pivotal role in fostering economic stability. Nevertheless, when compared to other countries, the credit risk associated with conventional commercial banks in China remains a notable concern. This study employs the Generalized Method of Moments (GMM) to examine...

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Bibliographic Details
Main Authors: YingShan Xu, Ainul Mohsein bt Abdul Mohsin, Fan Yang
Format: Article
Language:English
Published: Springer Nature 2025-07-01
Series:Humanities & Social Sciences Communications
Online Access:https://doi.org/10.1057/s41599-025-05319-4
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