A dual-phase financial strategy for sustainable customer loyalty: Integrating fixed deposits and voucher systems in Sri Lankan supermarket retail by A.K.G.N. Deshapriya, W.M.A. Weerakoon, H.Y.M.T.P. Wickramasinghe, T.M.C.E.K. Tennakoon, B.N. Jayasinghe, S.A.N. Hirunika, H.P.G.T. Dulshan, M.I.V. Perera, M.D.H.S. Maddage, D.D. Munasinghe, D.G.N.D. Jayarathna, M. M. V. Senanayake, G.V.D.P.P. Perera

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