REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia

This study analyzed the health of Islamic banking in Indonesia and Malaysia by using the REC approach. Through the quantitative descriptive method, this study collected data from official websites such as Bank Indonesia, the Financial Service Authority, and Bank Negara Malaysia. To determine the sam...

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Main Authors: Sefti Nur Cahya Putri, Havid Risyanto, Asep Dadan Suganda, En. Muhamad Husni
Format: Article
Language:English
Published: Universitas Islam Negeri (UIN) Walisongo Semarang 2021-12-01
Series:Economica: Jurnal Ekonomi Islam
Subjects:
Online Access:https://journal.walisongo.ac.id/index.php/economica/article/view/9371
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author Sefti Nur Cahya Putri
Havid Risyanto
Asep Dadan Suganda
En. Muhamad Husni
author_facet Sefti Nur Cahya Putri
Havid Risyanto
Asep Dadan Suganda
En. Muhamad Husni
author_sort Sefti Nur Cahya Putri
collection DOAJ
description This study analyzed the health of Islamic banking in Indonesia and Malaysia by using the REC approach. Through the quantitative descriptive method, this study collected data from official websites such as Bank Indonesia, the Financial Service Authority, and Bank Negara Malaysia. To determine the sample, purposive sampling with convenience sampling was done on 12 Islamic Commercial Banks in Indonesia and Malaysia. The risk profile is represented by the FDR ratio. It indicates significant differences in the soundness level of Islamic banks in Indonesia and Malaysia. Earning approach is represented by the ROA suggesting no significant difference in the soundness level of Islamic banking in Indonesia and Malaysia. For the capital approach represented by the CAR ratio, the results show that there is no significant difference in the soundness of Islamic banking in Indonesia and Malaysia. Simultaneously, the REC approach proves that there is no significant difference in the soundness of Islamic banking in Indonesia and Malaysia.
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institution DOAJ
issn 2085-9325
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language English
publishDate 2021-12-01
publisher Universitas Islam Negeri (UIN) Walisongo Semarang
record_format Article
series Economica: Jurnal Ekonomi Islam
spelling doaj-art-9f192528f58f49fd9c9eef1a6e73a1d22025-08-20T03:05:39ZengUniversitas Islam Negeri (UIN) Walisongo SemarangEconomica: Jurnal Ekonomi Islam2085-93252541-46662021-12-0112231333410.21580/economica.2021.12.2.93717701REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and MalaysiaSefti Nur Cahya Putri0Havid Risyanto1Asep Dadan Suganda2https://orcid.org/0000-0001-6885-2566En. Muhamad Husni3https://orcid.org/0000-0002-8220-8213UIN Sultan Maulana Hasanuddin BantenUIN Sultan Maulana Hasanuddin Banten(Scopus ID: 57373589000) UIN Sultan Maulana Hasanuddin Banten(Orcid: 0000-0002-8220-8213) Kolej Universiti Islam PerlisThis study analyzed the health of Islamic banking in Indonesia and Malaysia by using the REC approach. Through the quantitative descriptive method, this study collected data from official websites such as Bank Indonesia, the Financial Service Authority, and Bank Negara Malaysia. To determine the sample, purposive sampling with convenience sampling was done on 12 Islamic Commercial Banks in Indonesia and Malaysia. The risk profile is represented by the FDR ratio. It indicates significant differences in the soundness level of Islamic banks in Indonesia and Malaysia. Earning approach is represented by the ROA suggesting no significant difference in the soundness level of Islamic banking in Indonesia and Malaysia. For the capital approach represented by the CAR ratio, the results show that there is no significant difference in the soundness of Islamic banking in Indonesia and Malaysia. Simultaneously, the REC approach proves that there is no significant difference in the soundness of Islamic banking in Indonesia and Malaysia.https://journal.walisongo.ac.id/index.php/economica/article/view/9371capitalearningislamic bankingrisk profilesrec
spellingShingle Sefti Nur Cahya Putri
Havid Risyanto
Asep Dadan Suganda
En. Muhamad Husni
REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia
Economica: Jurnal Ekonomi Islam
capital
earning
islamic banking
risk profiles
rec
title REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia
title_full REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia
title_fullStr REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia
title_full_unstemmed REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia
title_short REC Method in Comparison of Soundness Level of Islamic Bank in Indonesia and Malaysia
title_sort rec method in comparison of soundness level of islamic bank in indonesia and malaysia
topic capital
earning
islamic banking
risk profiles
rec
url https://journal.walisongo.ac.id/index.php/economica/article/view/9371
work_keys_str_mv AT seftinurcahyaputri recmethodincomparisonofsoundnesslevelofislamicbankinindonesiaandmalaysia
AT havidrisyanto recmethodincomparisonofsoundnesslevelofislamicbankinindonesiaandmalaysia
AT asepdadansuganda recmethodincomparisonofsoundnesslevelofislamicbankinindonesiaandmalaysia
AT enmuhamadhusni recmethodincomparisonofsoundnesslevelofislamicbankinindonesiaandmalaysia